X-ray surgical specimen at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$363.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$991.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.77 with Kaiser vs $2,533.41 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|< 21 | $20.77 | ↓ -94% |
| Care 1st | Medicaid|> 21 | $20.77 | ↓ -94% |
| LA Care | Medicaid|> 21 | $20.77 | ↓ -94% |
| LA Care | Medicaid|< 21 | $20.77 | ↓ -94% |
| Molina | Medicaid|< 21 | $20.77 | ↓ -94% |
| Partnership Health Plan | Medicaid|< 21 | $20.77 | ↓ -94% |
| Kaiser | Medicaid|> 21 | $20.77 | ↓ -94% |
| Care 1st | Medicaid|< 21 | $20.77 | ↓ -94% |
| Partnership Health Plan | Medicaid|> 21 | $20.77 | ↓ -94% |
| Kern Health System | Medicaid|> 21 | $29.18 | ↓ -92% |
| Kern Health System | Medicaid|< 21 | $29.18 | ↓ -92% |
| Aetna | Commercial|HMO | $44.24 | ↓ -88% |
| Aetna | Commercial|PPO | $47.58 | ↓ -87% |
| Health Net | Medicaid|GemCare | $50.06 | ↓ -86% |
| BCBS - Anthem | Medicaid|All Plans | $52.81 | ↓ -85% |
| Health Net | Medicaid|Non-GemCare | $67.71 | ↓ -81% |
| BCBS - Anthem | Commercial|Exchange | $129.20 | ↓ -64% |
| BCBS - Anthem | Commercial|All Other Plans | $150.16 | ↓ -59% |
| BCBS - Anthem | Commercial|MCS | $202.75 | ↓ -44% |
| Western Growers | Commercial|All Plans | $495.50 | ↑ +36% |
| CHN Sun View | Commercial|All Plans | $644.15 | ↑ +77% |
| BCBS - Anthem | Commercial|PremerTiered | $654.06 | ↑ +80% |
| First Health | Commercial|All Plans | $693.70 | ↑ +91% |
| Humana | Medicare|All Plans | $696.67 | ↑ +92% |
| Health Net | Medicare|All Plans | $696.67 | ↑ +92% |
| Kaiser | Medicare|All Plans | $696.67 | ↑ +92% |
| United | Medicare|All Plans | $696.67 | ↑ +92% |
| BCBS - Anthem | Medicare|All Other Plans | $696.67 | ↑ +92% |
| Blue Shield CA | Medicare|All Plans | $696.67 | ↑ +92% |
| Scan Health Plan | Medicare|All Plans | $696.67 | ↑ +92% |
| BrightHealth | Commercial|All Plans | $696.67 | ↑ +92% |
| HPN | Medicare|All Plans | $696.67 | ↑ +92% |
| Aetna | Medicare|All Plans | $696.67 | ↑ +92% |
| Healthsmart | Commercial|All Plans | $753.16 | ↑ +107% |
| HPN | Commercial|All Plans | $766.34 | ↑ +111% |
| BCBS - Anthem | Medicare|Burn | $766.34 | ↑ +111% |
| MultiPlan | Commercial|All Plans | $782.89 | ↑ +115% |
| Kaiser | Commercial|All Plans | $947.47 | ↑ +161% |
| United | Commercial|All Other Plans | $991.00 | ↑ +172% |
| United | Commercial|Options PPO | $991.00 | ↑ +172% |
| United | Commercial|Non-Options PPO | $991.00 | ↑ +172% |
| United | Commercial|HMO | $991.00 | ↑ +172% |
| Cigna | Commercial|All Other Plans | $2,533.41 | ↑ +597% |
| Cigna | Commercial|PPO | $2,533.41 | ↑ +597% |
Visitor-reported prices
Comments
X-ray surgical specimen at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $367.67 | $20.77 – $2,533.41 |
| SAN JOAQUIN COMMUNITY HOSPITAL | Bakersfield | $400.95 | $1.17 – $1,208.78 |
| Fresno Medical Center | FRESNO | $1,383.20 | $731.00 – $731.00 |
| St. John's Camarillo Hospital | Camarillo | $542.69 | $31.43 – $2,339.15 |
| Antioch Medical Center | ANTIOCH | $1,383.20 | $731.00 – $731.00 |
| Redwood City Medical Center | Redwood City | $1,383.20 | $731.00 – $731.00 |
| Santa Clara Medical Center | SANTA CLARA | $1,383.20 | $731.00 – $731.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $1,222.00 | $498.00 – $498.00 |