Team conf w/pat by hc prof at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$105.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$288.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.54 with LA Care vs $288.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|> 21 | $30.54 | ↓ -71% |
| Care 1st | Medicaid|> 21 | $30.54 | ↓ -71% |
| Molina | Medicaid|< 21 | $30.54 | ↓ -71% |
| Kaiser | Medicaid|< 21 | $30.54 | ↓ -71% |
| Kaiser | Medicaid|> 21 | $30.54 | ↓ -71% |
| Partnership Health Plan | Medicaid|< 21 | $30.54 | ↓ -71% |
| Partnership Health Plan | Medicaid|> 21 | $30.54 | ↓ -71% |
| LA Care | Medicaid|< 21 | $30.54 | ↓ -71% |
| Care 1st | Medicaid|< 21 | $30.54 | ↓ -71% |
| Kern Health System | Medicaid|> 21 | $42.91 | ↓ -59% |
| Kern Health System | Medicaid|< 21 | $42.91 | ↓ -59% |
| Health Net | Medicaid|GemCare | $73.60 | ↓ -30% |
| Health Net | Medicaid|Non-GemCare | $99.56 | ↓ -6% |
| Western Growers | Commercial|All Plans | $144.00 | ↑ +36% |
| CHN Sun View | Commercial|All Plans | $187.20 | ↑ +77% |
| First Health | Commercial|All Plans | $201.60 | ↑ +91% |
| Healthsmart | Commercial|All Plans | $218.88 | ↑ +107% |
| MultiPlan | Commercial|All Plans | $227.52 | ↑ +115% |
| BCBS - Anthem | Commercial|Exchange | $227.52 | ↑ +115% |
| Cigna | Commercial|PPO | $232.00 | ↑ +119% |
| Cigna | Commercial|All Other Plans | $232.00 | ↑ +119% |
| BCBS - Anthem | Commercial|PremerTiered | $233.28 | ↑ +121% |
| BCBS - Anthem | Commercial|All Other Plans | $264.96 | ↑ +151% |
| United | Commercial|HMO | $285.12 | ↑ +170% |
| United | Commercial|Options PPO | $288.00 | ↑ +172% |
| BCBS - Anthem | Commercial|MCS | $288.00 | ↑ +172% |
| United | Commercial|All Other Plans | $288.00 | ↑ +172% |
| United | Commercial|Non-Options PPO | $288.00 | ↑ +172% |
Visitor-reported prices
Comments
Team conf w/pat by hc prof at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $125.08 | $60.57 – $167.81 |
| Providence St Joseph Hospital Eureka | Eureka | $121.38 | not published |
| St. Joseph's Medical Center Stockton | Stockton | $67.62 | $30.54 – $233.00 |
| St Jude Medical Center | Fullerton | $156.48 | not published |
| Providence Saint John's Health Center | Santa Monica | $7.88 | not published |