ER Visit (level 5, high severity) at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$2,494.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,797.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$155.03 with Kaiser vs $11,754.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|< 21 | $155.03 | ↓ -94% |
| Partnership Health Plan | Medicaid|> 21 | $155.03 | ↓ -94% |
| Molina | Medicaid|< 21 | $155.03 | ↓ -94% |
| Partnership Health Plan | Medicaid|< 21 | $155.03 | ↓ -94% |
| Care 1st | Medicaid|> 21 | $155.03 | ↓ -94% |
| Kaiser | Medicaid|> 21 | $155.03 | ↓ -94% |
| LA Care | Medicaid|> 21 | $155.03 | ↓ -94% |
| LA Care | Medicaid|< 21 | $155.03 | ↓ -94% |
| Care 1st | Medicaid|< 21 | $155.03 | ↓ -94% |
| BCBS - Anthem | Medicaid|All Plans | $204.64 | ↓ -92% |
| Kern Health System | Medicaid|< 21 | $217.82 | ↓ -91% |
| Kern Health System | Medicaid|> 21 | $217.82 | ↓ -91% |
| Health Net | Medicaid|GemCare | $373.62 | ↓ -85% |
| Health Net | Medicaid|Non-GemCare | $505.40 | ↓ -80% |
| Aetna | Medicare|All Plans | $779.00 | ↓ -69% |
| Humana | Medicare|All Plans | $779.00 | ↓ -69% |
| United | Medicare|All Plans | $779.00 | ↓ -69% |
| Health Net | Medicare|All Plans | $779.00 | ↓ -69% |
| Kaiser | Medicare|All Plans | $779.00 | ↓ -69% |
| BCBS - Anthem | Medicare|All Other Plans | $779.00 | ↓ -69% |
| Blue Shield CA | Medicare|All Plans | $779.00 | ↓ -69% |
| Scan Health Plan | Medicare|All Plans | $779.00 | ↓ -69% |
| BrightHealth | Commercial|All Plans | $779.00 | ↓ -69% |
| HPN | Medicare|All Plans | $779.00 | ↓ -69% |
| BCBS - Anthem | Medicare|Burn | $856.90 | ↓ -66% |
| HPN | Commercial|All Plans | $856.90 | ↓ -66% |
| Kaiser | Commercial|All Plans | $1,059.44 | ↓ -58% |
| Western Growers | Commercial|All Plans | $3,738.35 | ↑ +50% |
| Blue Shield CA | Commercial|Exchange | $4,078.20 | ↑ +63% |
| CHN Sun View | Commercial|All Plans | $4,418.05 | ↑ +77% |
| First Health | Commercial|All Plans | $4,757.90 | ↑ +91% |
| BCBS - Anthem | Commercial|PremerTiered | $4,825.87 | ↑ +93% |
| Aetna | Commercial|HMO | $5,029.78 | ↑ +102% |
| Healthsmart | Commercial|All Plans | $5,165.72 | ↑ +107% |
| Aetna | Commercial|PPO | $5,301.66 | ↑ +113% |
| MultiPlan | Commercial|All Plans | $5,369.63 | ↑ +115% |
| Cigna | Commercial|All Other Plans | $5,573.54 | ↑ +123% |
| Cigna | Commercial|PPO | $5,573.54 | ↑ +123% |
| Blue Shield CA | Commercial|All Other Plans | $6,117.30 | ↑ +145% |
| Health Net | Commercial|Exchange | $7,003.00 | ↑ +181% |
| BCBS - Anthem | Commercial|Exchange | $7,488.00 | ↑ +200% |
| Health Net | Commercial|Care Product | $8,156.00 | ↑ +227% |
| BCBS - Anthem | Commercial|All Other Plans | $8,707.00 | ↑ +249% |
| United | Commercial|Non-Options PPO | $8,857.00 | ↑ +255% |
| United | Commercial|HMO | $9,743.00 | ↑ +291% |
| Health Net | Commercial|All Other Plans | $9,759.00 | ↑ +291% |
| United | Commercial|All Other Plans | $11,122.00 | ↑ +346% |
| United | Commercial|Options PPO | $11,122.00 | ↑ +346% |
| BCBS - Anthem | Commercial|MCS | $11,754.00 | ↑ +371% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $2,521.69 | $155.03 – $5,573.54 |
| St. John's Camarillo Hospital | Camarillo | $2,060.79 | $226.60 – $3,279.18 |
| Banner Lassen Medical Center | Susanville | $3,441.94 | $122.62 – $2,525.88 |
| Petaluma Valley Hospital | Petaluma | $4,458.42 | $802.54 – $818.92 |
| Arroyo Grande Hospital | Santa Maria | $1,593.02 | $155.03 – $3,316.32 |
| Mark Twain Medical Center | San Andreas | $1,886.78 | $138.93 – $526.26 |
| French Hospital | San Luis Obispo | $1,459.03 | $155.03 – $3,392.76 |
| Queen of The Valley Medical Center | Napa | $5,500.35 | $845.57 – $845.57 |