#cf-97variants at Bakersfield Memorial Hospital

420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$220.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$602.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.00 with Western Growers vs $1,599.47 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $65.00 ↓ -71%
CHN Sun View Commercial|All Plans $84.50 ↓ -62%
BCBS - Anthem Commercial|PremerTiered $85.80 ↓ -61%
First Health Commercial|All Plans $91.00 ↓ -59%
BCBS - Anthem Commercial|Exchange $94.90 ↓ -57%
Healthsmart Commercial|All Plans $98.80 ↓ -55%
MultiPlan Commercial|All Plans $102.70 ↓ -54%
BCBS - Anthem Commercial|All Other Plans $110.50 ↓ -50%
United Medicare|All Plans $130.00 ↓ -41%
United Commercial|HMO $130.00 ↓ -41%
United Commercial|Options PPO $130.00 ↓ -41%
United Commercial|Non-Options PPO $130.00 ↓ -41%
Health Net Medicare|All Plans $130.00 ↓ -41%
Health Net Medicaid|GemCare $130.00 ↓ -41%
Health Net Medicaid|Non-GemCare $130.00 ↓ -41%
Kaiser Medicare|All Plans $130.00 ↓ -41%
Kaiser Medicaid|< 21 $130.00 ↓ -41%
Kaiser Medicaid|> 21 $130.00 ↓ -41%
BCBS - Anthem Medicaid|All Plans $130.00 ↓ -41%
BCBS - Anthem Medicare|All Other Plans $130.00 ↓ -41%
BCBS - Anthem Commercial|MCS $130.00 ↓ -41%
LA Care Medicaid|> 21 $130.00 ↓ -41%
Care 1st Medicaid|> 21 $130.00 ↓ -41%
Humana Medicare|All Plans $130.00 ↓ -41%
Aetna Commercial|PPO $130.00 ↓ -41%
Aetna Medicare|All Plans $130.00 ↓ -41%
Aetna Commercial|HMO $130.00 ↓ -41%
Molina Medicaid|< 21 $130.00 ↓ -41%
United Commercial|All Other Plans $130.00 ↓ -41%
HPN Medicare|All Plans $130.00 ↓ -41%
Kern Health System Medicaid|< 21 $130.00 ↓ -41%
Kern Health System Medicaid|> 21 $130.00 ↓ -41%
LA Care Medicaid|< 21 $130.00 ↓ -41%
Care 1st Medicaid|< 21 $130.00 ↓ -41%
Blue Shield CA Medicare|All Plans $130.00 ↓ -41%
Partnership Health Plan Medicaid|< 21 $130.00 ↓ -41%
Partnership Health Plan Medicaid|> 21 $130.00 ↓ -41%
Scan Health Plan Medicare|All Plans $130.00 ↓ -41%
BrightHealth Commercial|All Plans $137.80 ↓ -38%
BCBS - Anthem Medicare|Burn $143.00 ↓ -35%
Kaiser Commercial|All Plans $176.80 ↓ -20%
Cigna Commercial|All Other Plans $1,599.47 ↑ +624%
Cigna Commercial|PPO $1,599.47 ↑ +624%

Visitor-reported prices

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#cf-97variants at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $223.35 $65.00 – $1,599.47
St. John's Camarillo Hospital Camarillo $56.94 $35.10 – $1,476.83
Banner Lassen Medical Center Susanville $31.98 $23.37 – $297.00
Petaluma Valley Hospital Petaluma $285.60 $545.47 – $3,313.25
Arroyo Grande Hospital Santa Maria $60.64 $65.00 – $1,434.14
Mark Twain Medical Center San Andreas $94.36 $70.37 – $130.00
French Hospital San Luis Obispo $55.54 $35.10 – $1,685.94
Queen of The Valley Medical Center Napa $285.60 $556.60 – $4,187.12

All California hospitals for this procedure →