Cdp-sot 6 cond w/i&r at Bakersfield Memorial Hospital

420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$161.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$440.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$163.78 with Humana vs $13,913.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $163.78 ↑ +1%
Aetna Medicare|All Plans $163.78 ↑ +1%
United Medicare|All Plans $163.78 ↑ +1%
Health Net Medicare|All Plans $163.78 ↑ +1%
Kaiser Medicare|All Plans $163.78 ↑ +1%
BCBS - Anthem Medicare|All Other Plans $163.78 ↑ +1%
Blue Shield CA Medicare|All Plans $163.78 ↑ +1%
Scan Health Plan Medicare|All Plans $163.78 ↑ +1%
BrightHealth Commercial|All Plans $163.78 ↑ +1%
HPN Medicare|All Plans $163.78 ↑ +1%
HPN Commercial|All Plans $180.16 ↑ +12%
BCBS - Anthem Medicare|Burn $180.16 ↑ +12%
Western Growers Commercial|All Plans $220.00 ↑ +36%
Kaiser Commercial|All Plans $222.74 ↑ +38%
CHN Sun View Commercial|All Plans $286.00 ↑ +77%
First Health Commercial|All Plans $308.00 ↑ +91%
Healthsmart Commercial|All Plans $334.40 ↑ +107%
MultiPlan Commercial|All Plans $347.60 ↑ +115%
BCBS - Anthem Commercial|PremerTiered $356.40 ↑ +121%
United Commercial|Non-Options PPO $440.00 ↑ +172%
United Commercial|HMO $10,740.00 ↑ +6551%
United Commercial|All Other Plans $13,913.00 ↑ +8516%
United Commercial|Options PPO $13,913.00 ↑ +8516%

Visitor-reported prices

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Cdp-sot 6 cond w/i&r at other California hospitals

Hospital City Cash price Negotiated range
St. Mary Medical Center Long Beach $189.20 $110.00 – $440.00
St Jude Medical Center Fullerton $153.12 $145.45 – $316.58
Providence St Joseph Hospital Orange Orange $186.24 $145.45 – $316.58
Petaluma Valley Hospital Petaluma not published $179.30 – $182.96
Queen of The Valley Medical Center Napa not published $188.91 – $188.91
Providence St Joseph Hospital Eureka Eureka not published $171.12 – $171.12
Healdsburg Hospital Healdsburg not published $179.26 – $179.26
Santa Rosa Memorial Hospital Santa Rosa not published $185.13 – $188.91

All California hospitals for this procedure →