Pr excision nail/nail matrix partial/complete permanent removal at CHI St. Vincent North

2215 Wildwood Avenue, Sherwood, AR · CommonSpirit Health · · NPI 1629011002

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$329.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,296.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$366.42 with BCBS - AR vs $1,540.23 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AR Medicare|PFFS $366.42 ↑ +11%
Humana Medicare|All Plans $377.41 ↑ +15%
BCBS - AR Medicare|HMO PPO $377.41 ↑ +15%
Cigna Medicare|Healthspring $377.41 ↑ +15%
United Medicare|All Plans $377.41 ↑ +15%
BCBS - AR Commercial|TrueBlue Exchange $379.42 ↑ +15%
BCBS - AR Commercial|All Other Plans $379.42 ↑ +15%
Aetna Medicare|All Plans $384.74 ↑ +17%
Centene Medicare|Allwell $384.74 ↑ +17%
Centene Commercial|Ambetter Exchange $557.40 ↑ +69%
Summit Medicaid|All Plans $567.50 ↑ +72%
TotalCare Medicaid|All Plans $567.50 ↑ +72%
Empower Medicaid|All Plans $567.50 ↑ +72%
United Commercial|Non-Options $598.00 ↑ +82%
United Commercial|Options $598.00 ↑ +82%
Centene Commercial|QualChoice $843.72 ↑ +156%
Cigna Commercial|AHN $1,191.00 ↑ +262%
Cigna Commercial|NBR $1,264.00 ↑ +284%
Aetna Commercial|HMO $1,313.00 ↑ +299%
Aetna Commercial|PPO $1,313.00 ↑ +299%
Aetna Commercial|All Other Plans $1,313.00 ↑ +299%
Cigna Commercial|All Other Plans $1,409.00 ↑ +328%
Humana Commercial|All Plans $1,540.23 ↑ +368%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pr excision nail/nail matrix partial/complete permanent removal at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $365.30 $112.17 – $374.65
CHI St. Vincent Hospital Hot Springs Hot Springs $1,222.00 $843.72 – $977.60
Mercy Hospital Ozark River Ozark $349.70 $86.99 – $140.81
Mercy Hospital Paris Academy Paris $349.70 $107.18 – $173.49
Mercy Hospital Waldron Waldron $349.70 $107.18 – $140.81
CHI St. Vincent Morrilton Morrilton $330.10 $362.88 – $381.03

All Arkansas hospitals for this procedure →