Pet image w/ct lmtd at CHI St. Vincent North

2215 Wildwood Avenue, Sherwood, AR · CommonSpirit Health · · NPI 1629011002

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,347.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,302.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,337.73 with BCBS - AR vs $4,328.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AR Medicare|PFFS $1,337.73 ↓ -1%
BCBS - AR Medicare|HMO PPO $1,377.86 ↑ +2%
Humana Medicare|All Plans $1,377.86 ↑ +2%
United Medicare|All Plans $1,377.86 ↑ +2%
Cigna Medicare|Healthspring $1,377.86 ↑ +2%
BCBS - AR Commercial|TrueBlue Exchange $1,385.49 ↑ +3%
BCBS - AR Commercial|All Other Plans $1,385.49 ↑ +3%
Centene Medicare|Allwell $1,404.62 ↑ +4%
Aetna Medicare|All Plans $1,404.62 ↑ +4%
Centene Commercial|Ambetter Exchange $2,034.93 ↑ +51%
Cigna Commercial|AHN $3,000.00 ↑ +123%
Centene Commercial|QualChoice $3,090.57 ↑ +129%
Cigna Commercial|NBR $3,183.00 ↑ +136%
United Commercial|Options $3,330.77 ↑ +147%
United Commercial|Non-Options $3,330.77 ↑ +147%
Empower Medicaid|All Plans $3,359.60 ↑ +149%
Summit Medicaid|All Plans $3,359.60 ↑ +149%
TotalCare Medicaid|All Plans $3,359.60 ↑ +149%
Aetna Commercial|PPO $3,605.00 ↑ +167%
Aetna Commercial|HMO $3,605.00 ↑ +167%
Aetna Commercial|All Other Plans $3,605.00 ↑ +167%
Cigna Commercial|All Other Plans $4,328.00 ↑ +221%

Visitor-reported prices

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Pet image w/ct lmtd at other Arkansas hospitals

Hospital City Cash price Negotiated range
CHI St. Vincent Hospital Hot Springs Hot Springs $6,505.00 $1,385.49 – $5,204.00
Mercy Orthopedic Hospital Fort Smith Fort Smith $3,623.10 $169.18 – $3,359.60

All Arkansas hospitals for this procedure →