ER Visit (level 1, minor) at CHI St. Vincent North

2215 Wildwood Avenue, Sherwood, AR · CommonSpirit Health · · NPI 1629011002

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$189.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$745.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.75 with BCBS - AR vs $962.66 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AR Medicare|PFFS $80.75 ↓ -57%
United Medicare|All Plans $83.17 ↓ -56%
Cigna Medicare|Healthspring $83.17 ↓ -56%
BCBS - AR Medicare|HMO PPO $83.17 ↓ -56%
Humana Medicare|All Plans $83.17 ↓ -56%
Centene Medicare|Allwell $84.79 ↓ -55%
Aetna Medicare|All Plans $84.79 ↓ -55%
Empower Medicaid|All Plans $115.77 ↓ -39%
Summit Medicaid|All Plans $115.77 ↓ -39%
TotalCare Medicaid|All Plans $115.77 ↓ -39%
Centene Commercial|Ambetter Exchange $122.85 ↓ -35%
Centene Commercial|QualChoice $261.00 ↑ +38%
BCBS - AR Commercial|TrueBlue Exchange $298.34 ↑ +58%
Multiplan Commercial|All Plans $480.00 ↑ +153%
Cigna Commercial|AHN $484.25 ↑ +156%
Cigna Commercial|NBR $594.00 ↑ +214%
BCBS - AR Commercial|All Other Plans $745.00 ↑ +293%
Cigna Commercial|All Other Plans $790.00 ↑ +317%
United Commercial|Non-Options $794.00 ↑ +319%
United Commercial|Options $794.00 ↑ +319%
Aetna Commercial|All Other Plans $827.00 ↑ +337%
Aetna Commercial|HMO $827.00 ↑ +337%
Aetna Commercial|PPO $827.00 ↑ +337%
Humana Commercial|All Plans $962.66 ↑ +408%

Visitor-reported prices

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ER Visit (level 1, minor) at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $371.80 $20.15 – $482.40
Mercy Hospital Boonville Booneville $334.75 $10.57 – $482.40
CHI St. Vincent Hospital Hot Springs Hot Springs $619.00 $27.24 – $560.00
Mercy Hospital Ozark River Ozark $330.20 $10.35 – $482.40
Mercy Hospital Paris Academy Paris $335.40 $20.38 – $482.40
Mercy Hospital Waldron Waldron $312.00 $16.75 – $482.40
Mercy Orthopedic Hospital Fort Smith Fort Smith $183.30 $10.15 – $654.58
CHI St. Vincent Morrilton Morrilton $189.76 $40.32 – $480.00

All Arkansas hospitals for this procedure →