Application finger splntstatic 29130 at CHI St. Vincent North

2215 Wildwood Avenue, Sherwood, AR · CommonSpirit Health · · NPI 1629011002

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$98.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$389.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.09 with BCBS - AR vs $2,477.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AR Commercial|TrueBlue Exchange $118.09 ↑ +19%
BCBS - AR Commercial|All Other Plans $118.09 ↑ +19%
BCBS - AR Medicare|PFFS $118.22 ↑ +20%
Humana Medicare|All Plans $121.77 ↑ +23%
BCBS - AR Medicare|HMO PPO $121.77 ↑ +23%
Cigna Medicare|Healthspring $121.77 ↑ +23%
United Medicare|All Plans $121.77 ↑ +23%
Centene Medicare|Allwell $124.13 ↑ +26%
Aetna Medicare|All Plans $124.13 ↑ +26%
Centene Commercial|Ambetter Exchange $179.84 ↑ +82%
Cigna Commercial|AHN $181.00 ↑ +83%
Cigna Commercial|NBR $192.00 ↑ +94%
Cigna Commercial|All Other Plans $215.00 ↑ +117%
Centene Commercial|QualChoice $367.02 ↑ +271%
TotalCare Medicaid|All Plans $567.50 ↑ +474%
Empower Medicaid|All Plans $567.50 ↑ +474%
Summit Medicaid|All Plans $567.50 ↑ +474%
United Commercial|Non-Options $598.00 ↑ +505%
United Commercial|Options $598.00 ↑ +505%
Humana Commercial|All Plans $1,540.23 ↑ +1458%
Aetna Commercial|HMO $2,477.00 ↑ +2405%
Aetna Commercial|PPO $2,477.00 ↑ +2405%
Aetna Commercial|All Other Plans $2,477.00 ↑ +2405%

Visitor-reported prices

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Application finger splntstatic 29130 at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $135.85 $21.60 – $120.88
Mercy Hospital Boonville Booneville $92.95 $24.10 – $38.20
Mercy Hospital Ozark River Ozark $92.95 $23.60 – $38.20
Mercy Hospital Paris Academy Paris $92.95 $27.14 – $43.93
Mercy Hospital Waldron Waldron $92.95 $27.14 – $38.20
CHI St. Vincent Morrilton Morrilton $99.08 $108.92 – $114.37
CHI St. Vincent Hospital Hot Springs Hot Springs not published $118.09 – $367.02

All Arkansas hospitals for this procedure →