ER Visit (level 5, high severity) at CHI St. Vincent Morrilton
4 Hospital Drive, Morrilton, AR · CommonSpirit Health · · NPI 1891778049
$729.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,864.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$115.77 with Empower vs $2,221.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Empower | Medicaid|All Plans | $115.77 | ↓ -84% |
| TotalCare | Medicaid|All Plans | $115.77 | ↓ -84% |
| Summit | Medicaid|All Plans | $115.77 | ↓ -84% |
| Humana | Medicare|All Plans | $144.48 | ↓ -80% |
| BCBS - AR | Medicare|PFFS | $144.48 | ↓ -80% |
| Cigna | Medicare|Healthspring | $148.82 | ↓ -80% |
| BCBS - AR | Medicare|HMO PPO | $148.82 | ↓ -80% |
| United | Medicare|All Plans | $148.82 | ↓ -80% |
| Aetna | Medicare|All Plans | $151.71 | ↓ -79% |
| Centene | Medicare|Allwell | $151.71 | ↓ -79% |
| Cigna | Commercial|AHN | $335.40 | ↓ -54% |
| Centene | Commercial|QualChoice | $443.76 | ↓ -39% |
| BCBS - AR | Commercial|TrueBlue Exchange | $516.00 | ↓ -29% |
| BCBS - AR | Commercial|All Other Plans | $516.00 | ↓ -29% |
| Cigna | Commercial|NBR | $594.00 | ↓ -19% |
| Cigna | Commercial|All Other Plans | $790.00 | ↑ +8% |
| Aetna | Commercial|All Other Plans | $827.00 | ↑ +13% |
| Aetna | Commercial|PPO | $827.00 | ↑ +13% |
| Aetna | Commercial|HMO | $827.00 | ↑ +13% |
| Centene | Commercial|Ambetter Exchange | $855.36 | ↑ +17% |
| Multiplan | Commercial|All Plans | $2,080.00 | ↑ +185% |
| United | Commercial|Non-Options | $2,221.00 | ↑ +204% |
| United | Commercial|Options | $2,221.00 | ↑ +204% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Arkansas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Berryville | Berryville | $3,898.70 | $165.00 – $1,040.78 |
| Mercy Hospital Boonville | Booneville | $3,621.51 | $164.70 – $1,040.78 |
| CHI St. Vincent Hospital Hot Springs | Hot Springs | $2,623.00 | $27.24 – $2,098.40 |
| Mercy Hospital Ozark | River Ozark | $3,584.29 | $161.31 – $1,040.78 |
| Mercy Hospital Paris | Academy Paris | $3,785.40 | $165.00 – $1,040.78 |
| Mercy Hospital Waldron | Waldron | $3,905.88 | $156.97 – $1,040.78 |
| Mercy Orthopedic Hospital Fort Smith | Fort Smith | $4,423.93 | $158.25 – $1,412.26 |
| CHI St. Vincent North | Sherwood | $728.03 | $115.77 – $2,080.00 |