ER Visit (level 2) at CHI St. Vincent Morrilton

4 Hospital Drive, Morrilton, AR · CommonSpirit Health · · NPI 1891778049

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$262.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,031.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.16 with Humana vs $827.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $48.16 ↓ -82%
BCBS - AR Medicare|PFFS $48.16 ↓ -82%
Cigna Medicare|Healthspring $49.61 ↓ -81%
BCBS - AR Medicare|HMO PPO $49.61 ↓ -81%
United Medicare|All Plans $49.61 ↓ -81%
Aetna Medicare|All Plans $50.57 ↓ -81%
Centene Medicare|Allwell $50.57 ↓ -81%
Cigna Commercial|AHN $111.80 ↓ -57%
Empower Medicaid|All Plans $115.77 ↓ -56%
TotalCare Medicaid|All Plans $115.77 ↓ -56%
Summit Medicaid|All Plans $115.77 ↓ -56%
Centene Commercial|QualChoice $147.92 ↓ -44%
BCBS - AR Commercial|All Other Plans $172.00 ↓ -35%
BCBS - AR Commercial|TrueBlue Exchange $172.00 ↓ -35%
Centene Commercial|Ambetter Exchange $220.93 ↓ -16%
Multiplan Commercial|All Plans $480.00 ↑ +83%
Cigna Commercial|NBR $594.00 ↑ +126%
Cigna Commercial|All Other Plans $790.00 ↑ +201%
United Commercial|Non-Options $794.00 ↑ +202%
United Commercial|Options $794.00 ↑ +202%
Aetna Commercial|PPO $827.00 ↑ +215%
Aetna Commercial|All Other Plans $827.00 ↑ +215%
Aetna Commercial|HMO $827.00 ↑ +215%

Visitor-reported prices

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ER Visit (level 2) at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $592.15 $39.63 – $550.62
Mercy Hospital Boonville Booneville $562.25 $38.82 – $550.62
CHI St. Vincent Hospital Hot Springs Hot Springs $917.00 $27.24 – $733.60
Mercy Hospital Ozark River Ozark $558.35 $38.02 – $550.62
Mercy Hospital Paris Academy Paris $564.85 $39.73 – $550.62
Mercy Hospital Waldron Waldron $465.40 $39.73 – $550.62
Mercy Orthopedic Hospital Fort Smith Fort Smith $767.65 $37.30 – $747.14
CHI St. Vincent North Sherwood $262.09 $115.77 – $962.66

All Arkansas hospitals for this procedure →