Cardiac MRI w/stress img at CHI St. Vincent Morrilton
4 Hospital Drive, Morrilton, AR · CommonSpirit Health · · NPI 1891778049
$769.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,020.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$462.34 with BCBS - AR vs $2,597.20 with Centene — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - AR | Commercial|TrueBlue Exchange | $462.34 | ↓ -40% |
| BCBS - AR | Commercial|All Other Plans | $462.34 | ↓ -40% |
| Cigna | Commercial|AHN | $584.00 | ↓ -24% |
| Cigna | Commercial|NBR | $620.00 | ↓ -19% |
| TotalCare | Medicaid|All Plans | $623.84 | ↓ -19% |
| Empower | Medicaid|All Plans | $623.84 | ↓ -19% |
| Summit | Medicaid|All Plans | $623.84 | ↓ -19% |
| Centene | Commercial|Ambetter Exchange | $764.94 | ↓ -1% |
| Humana | Medicare|All Plans | $845.60 | ↑ +10% |
| BCBS - AR | Medicare|PFFS | $845.60 | ↑ +10% |
| BCBS - AR | Medicare|HMO PPO | $870.97 | ↑ +13% |
| United | Medicare|All Plans | $870.97 | ↑ +13% |
| Cigna | Medicare|Healthspring | $870.97 | ↑ +13% |
| Centene | Medicare|Allwell | $887.88 | ↑ +15% |
| Aetna | Medicare|All Plans | $887.88 | ↑ +15% |
| United | Commercial|Non-Options | $1,086.50 | ↑ +41% |
| United | Commercial|Options | $1,086.50 | ↑ +41% |
| Aetna | Commercial|PPO | $1,443.00 | ↑ +88% |
| Aetna | Commercial|HMO | $1,443.00 | ↑ +88% |
| Aetna | Commercial|All Other Plans | $1,443.00 | ↑ +88% |
| Cigna | Commercial|All Other Plans | $1,708.00 | ↑ +122% |
| Centene | Commercial|QualChoice | $2,597.20 | ↑ +238% |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Arkansas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI St. Vincent North | Sherwood | $767.69 | $462.34 – $2,827.78 |