Surgical pathology level 3 gross & microscopic examination at CHI St. Vincent Hospital Hot Springs
300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949
$389.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$389.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21.04 with Cigna vs $311.20 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|AHN | $21.04 | ↓ -95% |
| Cigna | Commercial|NBR | $23.70 | ↓ -94% |
| United | Commercial|Options | $49.76 | ↓ -87% |
| United | Commercial|Non-Options | $49.76 | ↓ -87% |
| Humana | Medicare|All Plans | $50.80 | ↓ -87% |
| BCBS - AR | Medicare|PFFS | $50.80 | ↓ -87% |
| BCBS - AR | Commercial|TrueBlue Exchange | $51.66 | ↓ -87% |
| BCBS - AR | Commercial|All Other Plans | $51.66 | ↓ -87% |
| United | Medicare|All Plans | $52.32 | ↓ -87% |
| BCBS - AR | Medicare|HMO PPO | $52.32 | ↓ -87% |
| Cigna | Medicare|Healthspring | $52.32 | ↓ -87% |
| Aetna | Medicare|All Plans | $53.34 | ↓ -86% |
| Centene | Medicare|Allwell | $53.34 | ↓ -86% |
| Centene | Commercial|Ambetter Exchange | $75.65 | ↓ -81% |
| Cigna | Commercial|All Other Plans | $88.64 | ↓ -77% |
| Centene | Commercial|QualChoice | $94.92 | ↓ -76% |
| Empower | Medicaid|All Plans | $227.00 | ↓ -42% |
| Summit | Medicaid|All Plans | $227.00 | ↓ -42% |
| TotalCare | Medicaid|All Plans | $227.00 | ↓ -42% |
| Multiplan | Commercial|All Plans | $311.20 | ↓ -20% |
| Aetna | Commercial|PPO | $311.20 | ↓ -20% |
| Aetna | Commercial|All Other Plans | $311.20 | ↓ -20% |
| Aetna | Commercial|HMO | $311.20 | ↓ -20% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Arkansas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Ozark | River Ozark | $1,437.19 | $22.00 – $93.17 |
| Mercy Hospital Waldron | Waldron | $174.85 | $22.00 – $93.17 |
| CHI St. Vincent Morrilton | Morrilton | $25.47 | $21.04 – $227.00 |
| CHI St. Vincent North | Sherwood | $97.62 | $21.04 – $211.20 |