Fetal chrmoml microdeltj at CHI St. Vincent Hospital Hot Springs

300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$378.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$378.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.20 with Aetna vs $759.05 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|HMO $75.20 ↓ -80%
Aetna Commercial|All Other Plans $75.20 ↓ -80%
Aetna Commercial|PPO $75.20 ↓ -80%
Multiplan Commercial|All Plans $75.20 ↓ -80%
Humana Medicare|All Plans $94.00 ↓ -75%
Centene Commercial|QualChoice $94.00 ↓ -75%
BCBS - AR Commercial|All Other Plans $94.00 ↓ -75%
BCBS - AR Commercial|TrueBlue Exchange $94.00 ↓ -75%
BCBS - AR Medicare|PFFS $94.00 ↓ -75%
Cigna Medicare|Healthspring $96.82 ↓ -74%
BCBS - AR Medicare|HMO PPO $96.82 ↓ -74%
United Medicare|All Plans $96.82 ↓ -74%
Aetna Medicare|All Plans $98.70 ↓ -74%
Centene Medicare|Allwell $98.70 ↓ -74%
Centene Commercial|Ambetter Exchange $174.84 ↓ -54%
Cigna Commercial|NBR $572.32 ↑ +51%
Cigna Commercial|AHN $573.66 ↑ +52%
United Commercial|Non-Options $759.05 ↑ +101%
United Commercial|Options $759.05 ↑ +101%

Visitor-reported prices

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Fetal chrmoml microdeltj at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $271.70 $683.15 – $1,461.31
Mercy Hospital Boonville Booneville $371.80 $759.05 – $1,461.31
Mercy Hospital Ozark River Ozark $371.80 $759.05 – $1,461.31
Mercy Hospital Paris Academy Paris $371.80 $759.05 – $1,461.31
Mercy Hospital Waldron Waldron $371.80 $759.05 – $1,461.31
Mercy Orthopedic Hospital Fort Smith Fort Smith $438.75 $683.15 – $1,461.31

All Arkansas hospitals for this procedure →