ER Visit (level 3) at CHI St. Vincent Hospital Hot Springs
300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949
$1,557.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,557.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$27.24 with Empower vs $1,310.00 with Municipal Health Benefits — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Empower | Medicaid|All Plans | $27.24 | ↓ -98% |
| TotalCare | Medicaid|All Plans | $27.24 | ↓ -98% |
| Summit | Medicaid|All Plans | $27.24 | ↓ -98% |
| BCBS - AR | Commercial|TrueBlue Exchange | $246.43 | ↓ -84% |
| Humana | Medicare|All Plans | $263.25 | ↓ -83% |
| BCBS - AR | Medicare|PFFS | $263.25 | ↓ -83% |
| United | Medicare|All Plans | $271.15 | ↓ -83% |
| BCBS - AR | Medicare|HMO PPO | $271.15 | ↓ -83% |
| Cigna | Medicare|Healthspring | $271.15 | ↓ -83% |
| Centene | Medicare|Allwell | $276.41 | ↓ -82% |
| Aetna | Medicare|All Plans | $276.41 | ↓ -82% |
| Centene | Commercial|Ambetter Exchange | $392.05 | ↓ -75% |
| Centene | Commercial|QualChoice | $441.00 | ↓ -72% |
| Cigna | Commercial|AHN | $560.00 | ↓ -64% |
| Cigna | Commercial|NBR | $594.00 | ↓ -62% |
| BCBS - AR | Commercial|All Other Plans | $670.04 | ↓ -57% |
| Cigna | Commercial|All Other Plans | $754.00 | ↓ -52% |
| United | Commercial|Options | $1,063.00 | ↓ -32% |
| United | Commercial|Non-Options | $1,063.00 | ↓ -32% |
| Humana | Commercial|All Plans | $1,167.75 | ↓ -25% |
| Multiplan | Commercial|All Plans | $1,245.60 | ↓ -20% |
| Aetna | Commercial|HMO | $1,245.60 | ↓ -20% |
| Aetna | Commercial|PPO | $1,245.60 | ↓ -20% |
| Aetna | Commercial|All Other Plans | $1,245.60 | ↓ -20% |
| Municipal Health Benefits | Commercial|All Plans | $1,310.00 | ↓ -16% |
Visitor-reported prices
Comments
ER Visit (level 3) at other Arkansas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Berryville | Berryville | $1,041.30 | $53.90 – $661.90 |
| Mercy Hospital Boonville | Booneville | $1,004.25 | $66.61 – $661.90 |
| Mercy Hospital Ozark | River Ozark | $1,052.81 | $65.24 – $661.90 |
| Mercy Hospital Paris | Academy Paris | $1,108.90 | $59.54 – $661.90 |
| Mercy Hospital Waldron | Waldron | $991.57 | $59.54 – $661.90 |
| Mercy Orthopedic Hospital Fort Smith | Fort Smith | $1,295.77 | $64.00 – $735.00 |
| CHI St. Vincent Morrilton | Morrilton | $452.35 | $64.40 – $745.00 |
| CHI St. Vincent North | Sherwood | $451.46 | $115.77 – $962.66 |