Destruction benign lesions < 14 lesions at CHI St. Vincent Hospital Hot Springs

300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$261.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$261.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.00 with Centene vs $6,955.00 with Municipal Health Benefits — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Commercial|QualChoice $116.00 ↓ -56%
Cigna Commercial|AHN $181.00 ↓ -31%
BCBS - AR Commercial|TrueBlue Exchange $183.66 ↓ -30%
BCBS - AR Commercial|All Other Plans $183.66 ↓ -30%
Humana Medicare|All Plans $188.91 ↓ -28%
BCBS - AR Medicare|PFFS $188.91 ↓ -28%
Cigna Commercial|NBR $192.00 ↓ -26%
Cigna Medicare|Healthspring $194.58 ↓ -25%
United Medicare|All Plans $194.58 ↓ -25%
BCBS - AR Medicare|HMO PPO $194.58 ↓ -25%
Aetna Medicare|All Plans $198.36 ↓ -24%
Centene Medicare|Allwell $198.36 ↓ -24%
Aetna Commercial|All Other Plans $208.80 ↓ -20%
Multiplan Commercial|All Plans $208.80 ↓ -20%
Aetna Commercial|PPO $208.80 ↓ -20%
Aetna Commercial|HMO $208.80 ↓ -20%
Cigna Commercial|All Other Plans $221.00 ↓ -15%
Centene Commercial|Ambetter Exchange $281.34 ↑ +8%
TotalCare Medicaid|All Plans $567.50 ↑ +117%
Empower Medicaid|All Plans $567.50 ↑ +117%
Summit Medicaid|All Plans $567.50 ↑ +117%
United Commercial|Non-Options $675.00 ↑ +159%
United Commercial|Options $675.00 ↑ +159%
Humana Commercial|All Plans $921.01 ↑ +253%
Municipal Health Benefits Commercial|All Plans $6,955.00 ↑ +2565%

Visitor-reported prices

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Destruction benign lesions < 14 lesions at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $157.30 $45.49 – $186.33
Mercy Hospital Boonville Booneville $177.45 $57.22 – $97.46
Mercy Hospital Ozark River Ozark $177.45 $56.04 – $97.46
Mercy Hospital Paris Academy Paris $177.45 $64.69 – $104.71
CHI St. Vincent Morrilton Morrilton $57.82 $63.56 – $66.74
CHI St. Vincent North Sherwood not published $116.00 – $116.00

All Arkansas hospitals for this procedure →