Crystal identification light microscopy at CHI St. Vincent Hospital Hot Springs

300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$100.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$100.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.52 with Cigna vs $80.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|NBR $5.52 ↓ -94%
Cigna Commercial|AHN $7.02 ↓ -93%
Humana Medicare|All Plans $7.33 ↓ -93%
United Commercial|Non-Options $7.33 ↓ -93%
BCBS - AR Medicare|PFFS $7.33 ↓ -93%
United Commercial|Options $7.33 ↓ -93%
Cigna Medicare|Healthspring $7.55 ↓ -92%
United Medicare|All Plans $7.55 ↓ -92%
BCBS - AR Medicare|HMO PPO $7.55 ↓ -92%
Centene Medicare|Allwell $7.70 ↓ -92%
Aetna Medicare|All Plans $7.70 ↓ -92%
BCBS - AR Commercial|All Other Plans $8.36 ↓ -92%
BCBS - AR Commercial|TrueBlue Exchange $8.36 ↓ -92%
Cigna Commercial|All Other Plans $18.12 ↓ -82%
Centene Commercial|Ambetter Exchange $18.12 ↓ -82%
TotalCare Medicaid|All Plans $23.18 ↓ -77%
Empower Medicaid|All Plans $23.18 ↓ -77%
Summit Medicaid|All Plans $23.18 ↓ -77%
Centene Commercial|QualChoice $37.65 ↓ -62%
Humana Commercial|All Plans $75.00 ↓ -25%
Aetna Commercial|HMO $80.00 ↓ -20%
Aetna Commercial|PPO $80.00 ↓ -20%
Aetna Commercial|All Other Plans $80.00 ↓ -20%
Multiplan Commercial|All Plans $80.00 ↓ -20%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Crystal identification light microscopy at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $75.40 $6.52 – $32.67
Mercy Hospital Boonville Booneville $55.25 $6.52 – $32.67
Mercy Hospital Ozark River Ozark $55.25 $6.52 – $32.67
Mercy Hospital Paris Academy Paris $55.25 $6.52 – $32.67
Mercy Hospital Waldron Waldron $55.25 $6.52 – $32.67
Mercy Orthopedic Hospital Fort Smith Fort Smith $31.85 $6.52 – $32.67
CHI St. Vincent Morrilton Morrilton $15.29 $5.52 – $23.18
CHI St. Vincent North Sherwood $24.66 $5.52 – $23.18

All Arkansas hospitals for this procedure →