Bln inpact admiral 4x150x130cm at CHI St. Vincent Hospital Hot Springs

300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9,828.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,828.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,101.10 with Cigna vs $2,044.90 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|AHN $1,101.10 ↓ -89%
Cigna Commercial|NBR $1,132.56 ↓ -88%
Centene Commercial|QualChoice $1,289.86 ↓ -87%
Municipal Health Benefits Commercial|All Plans $1,573.00 ↓ -84%
Cigna Commercial|All Other Plans $1,793.22 ↓ -82%
Multiplan Commercial|All Plans $2,000.00 ↓ -80%
Aetna Commercial|HMO $2,000.00 ↓ -80%
Aetna Commercial|PPO $2,000.00 ↓ -80%
Aetna Commercial|All Other Plans $2,000.00 ↓ -80%
Humana Commercial|All Plans $2,044.90 ↓ -79%

Visitor-reported prices

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Bln inpact admiral 4x150x130cm at other Arkansas hospitals

Hospital City Cash price Negotiated range
CHI St. Vincent North Sherwood $2,847.04 $416.75 – $833.50

All Arkansas hospitals for this procedure →