Avulsion nail plate partial/complete simple single nail plate at CHI St. Vincent Hospital Hot Springs

300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$250.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$181.00 with Cigna vs $6,955.00 with Municipal Health Benefits — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|AHN $181.00 ↓ -28%
BCBS - AR Commercial|TrueBlue Exchange $183.66 ↓ -27%
BCBS - AR Commercial|All Other Plans $183.66 ↓ -27%
Humana Medicare|All Plans $188.91 ↓ -24%
BCBS - AR Medicare|PFFS $188.91 ↓ -24%
Centene Commercial|QualChoice $191.95 ↓ -23%
Cigna Commercial|NBR $192.00 ↓ -23%
BCBS - AR Medicare|HMO PPO $194.58 ↓ -22%
United Medicare|All Plans $194.58 ↓ -22%
Cigna Medicare|Healthspring $194.58 ↓ -22%
Centene Medicare|Allwell $198.36 ↓ -21%
Aetna Medicare|All Plans $198.36 ↓ -21%
Aetna Commercial|PPO $200.00 ↓ -20%
Aetna Commercial|HMO $200.00 ↓ -20%
Multiplan Commercial|All Plans $200.00 ↓ -20%
Aetna Commercial|All Other Plans $200.00 ↓ -20%
Cigna Commercial|All Other Plans $221.00 ↓ -12%
Centene Commercial|Ambetter Exchange $281.34 ↑ +13%
TotalCare Medicaid|All Plans $567.50 ↑ +127%
Empower Medicaid|All Plans $567.50 ↑ +127%
Summit Medicaid|All Plans $567.50 ↑ +127%
United Commercial|Non-Options $675.00 ↑ +170%
United Commercial|Options $675.00 ↑ +170%
Humana Commercial|All Plans $921.01 ↑ +268%
Municipal Health Benefits Commercial|All Plans $6,955.00 ↑ +2682%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other Arkansas hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Berryville Berryville $150.15 $49.18 – $186.33
Mercy Hospital Boonville Booneville $145.60 $46.97 – $99.43
Mercy Hospital Ozark River Ozark $145.60 $46.00 – $99.43
Mercy Hospital Paris Academy Paris $145.60 $53.64 – $99.43
Mercy Hospital Waldron Waldron $145.60 $53.64 – $99.43
CHI St. Vincent Morrilton Morrilton $77.69 $63.28 – $66.45
CHI St. Vincent North Sherwood $77.54 $191.95 – $191.95

All Arkansas hospitals for this procedure →