Avul nail plate addl at CHI St. Vincent Hospital Hot Springs
300 Werner Street, Hot Springs, AR · CommonSpirit Health · · NPI 1619915949
$80.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$80.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.00 with Aetna vs $6,955.00 with Municipal Health Benefits — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Commercial|All Other Plans | $64.00 | ↓ -20% |
| Aetna | Commercial|PPO | $64.00 | ↓ -20% |
| Aetna | Commercial|HMO | $64.00 | ↓ -20% |
| Multiplan | Commercial|All Plans | $64.00 | ↓ -20% |
| Centene | Commercial|QualChoice | $80.00 | ↑ +0% |
| Empower | Medicaid|All Plans | $567.50 | ↑ +609% |
| TotalCare | Medicaid|All Plans | $567.50 | ↑ +609% |
| Summit | Medicaid|All Plans | $567.50 | ↑ +609% |
| United | Commercial|Non-Options | $675.00 | ↑ +744% |
| United | Commercial|Options | $675.00 | ↑ +744% |
| Humana | Commercial|All Plans | $921.01 | ↑ +1051% |
| Cigna | Commercial|AHN | $2,280.00 | ↑ +2750% |
| Cigna | Commercial|NBR | $2,418.00 | ↑ +2923% |
| Cigna | Commercial|All Other Plans | $3,512.00 | ↑ +4290% |
| Municipal Health Benefits | Commercial|All Plans | $6,955.00 | ↑ +8594% |
Visitor-reported prices
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Avul nail plate addl at other Arkansas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Berryville | Berryville | $68.90 | $19.80 – $32.67 |
| Mercy Hospital Waldron | Waldron | $70.20 | $17.36 – $28.71 |
| CHI St. Vincent Morrilton | Morrilton | $26.49 | $29.12 – $30.58 |
| CHI St. Vincent North | Sherwood | not published | $111.80 – $111.80 |