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Knee MRI (with contrast) at Banner University Medical Center Tucson

1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$857.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,633.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$487.00 with Aetna vs $3,706.40 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $487.00 ↓ -43%
Arizona Physicians IPA Medicaid $518.51 ↓ -40%
Banner University Health Plan AZ Medicaid - AHCCCS $518.51 ↓ -40%
Health Choice Arizona, Inc. Medicaid $518.51 ↓ -40%
Health Net Medicaid $518.51 ↓ -40%
Mercy Care Mercy Medicaid $518.51 ↓ -40%
Aetna Joint Venture $691.00 ↓ -19%
Aetna Designated Group $778.00 ↓ -9%
Aetna Broad Network $864.00 ↑ +1%
Aetna Medicare Advantage $926.60 ↑ +8%
Aetna Qualified Health Plan $1,111.92 ↑ +30%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,122.94 ↑ +31%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,197.80 ↑ +40%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,257.69 ↑ +47%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,269.00 ↑ +48%
Health Choice Arizona, Inc. Medicare Advantage $1,389.90 ↑ +62%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,497.25 ↑ +75%
Blue Cross Blue Shield of Arizona Commercial $1,497.25 ↑ +75%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,497.25 ↑ +75%
University of Arizona (Kasser Medical Treatment Center) Commerical $1,621.55 ↑ +89%
Arizona Priority Care Medicare Advantage $1,853.20 ↑ +116%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,084.85 ↑ +143%
Plotkin Health Plotkin Health $2,084.85 ↑ +143%
Health Choice Arizona, Inc. ACA Health Plan $2,316.50 ↑ +170%
Health Net Medicare $2,316.50 ↑ +170%
Oscar Health Plan Commercial $2,316.50 ↑ +170%
Aetna Medical Rental $2,441.59 ↑ +185%
Health Net Commerical Exchange Product $2,501.82 ↑ +192%
Quiktrip Corporation Commercial $2,501.82 ↑ +192%
Provider Network of America Commercial $3,474.75 ↑ +305%
Arizona Medical Network Commercial $3,706.40 ↑ +332%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Knee MRI (with contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center South Tucson $732.01 $487.00 – $3,706.40
Banner University Medical Center Phoenix Phoenix $571.01 $487.00 – $2,230.50
Banner Baywood Medical Center Mesa $526.40 $487.00 – $3,070.63
Banner Boswell Medical Center Sun City $437.18 $487.00 – $3,070.63
Banner Casa Grande Medical Center Casa Grande $588.85 $487.00 – $2,947.19
Banner Del Webb Medical Center Sun City West $440.15 $487.00 – $3,070.63
Banner Estrella Medical Center Phoenix $562.09 $487.00 – $3,070.63
Banner Desert Medical Center Mesa $719.71 $487.00 – $2,230.50

All Arizona hospitals for this procedure →