Interphalangeal joint spacer at Banner University Medical Center Tucson
1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179
$4,085.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,895.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$236.14 with Banner University Health Plan vs $1,851.31 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $236.14 | ↓ -94% |
| Arizona Physicians IPA | Medicaid | $236.14 | ↓ -94% |
| Health Net | Medicaid | $236.14 | ↓ -94% |
| Health Choice Arizona, Inc. | Medicaid | $236.14 | ↓ -94% |
| Mercy Care | Mercy Medicaid | $236.14 | ↓ -94% |
| Aetna | Medicare Advantage | $282.60 | ↓ -93% |
| Aetna | Qualified Health Plan | $339.12 | ↓ -92% |
| Health Choice Arizona, Inc. | Medicare Advantage | $423.90 | ↓ -90% |
| Aetna | Banner Employee Plans | $459.23 | ↓ -89% |
| University of Arizona (Kasser Medical Treatment Center) | Commerical | $494.55 | ↓ -88% |
| Aetna | Joint Venture | $498.79 | ↓ -88% |
| Aetna | Designated Group | $562.37 | ↓ -86% |
| Arizona Priority Care | Medicare Advantage | $565.20 | ↓ -86% |
| Aetna | Broad Network | $624.55 | ↓ -85% |
| Plotkin Health | Plotkin Health | $635.85 | ↓ -84% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $635.85 | ↓ -84% |
| United Healthcare | Commercial | $696.61 | ↓ -83% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $699.43 | ↓ -83% |
| Health Choice Arizona, Inc. | ACA Health Plan | $706.50 | ↓ -83% |
| Oscar Health Plan | Commercial | $706.50 | ↓ -83% |
| Health Net | Medicare | $706.50 | ↓ -83% |
| Aetna | Medical Rental | $744.65 | ↓ -82% |
| Quiktrip Corporation | Commercial | $763.02 | ↓ -81% |
| Health Net | Commerical Exchange Product | $763.02 | ↓ -81% |
| Provider Network of America | Commercial | $1,059.75 | ↓ -74% |
| Arizona Medical Network | Commercial | $1,130.40 | ↓ -72% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,388.48 | ↓ -66% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,481.05 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,555.10 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,851.31 | ↓ -55% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,851.31 | ↓ -55% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,851.31 | ↓ -55% |
Visitor-reported prices
Comments
Interphalangeal joint spacer at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center South | Tucson | $3,918.39 | $236.14 – $1,130.40 |