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ER Visit (level 3) at Banner University Medical Center Tucson

1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$871.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,588.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$138.24 with Mercy Care vs $2,214.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $138.24 ↓ -84%
Banner University Health Plan AZ Medicaid - AHCCCS $138.24 ↓ -84%
Health Net Medicaid $138.24 ↓ -84%
Arizona Physicians IPA Medicaid $138.24 ↓ -84%
Health Choice Arizona, Inc. Medicaid $207.36 ↓ -76%
UPMC Health Plan Medicare Advantage $295.11 ↓ -66%
Gila River Health Care Corporation Managed Care Program $295.11 ↓ -66%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $295.11 ↓ -66%
Banner University Health Plan University Care Advantage $295.11 ↓ -66%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $295.11 ↓ -66%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $295.11 ↓ -66%
Health Choice Arizona, Inc. Medicare Advantage $295.11 ↓ -66%
United Healthcare UHC Medicare Advantage $295.11 ↓ -66%
Aetna Medicare Advantage $295.11 ↓ -66%
Humana Medicare Advantage $295.11 ↓ -66%
Health Net Medicare $295.11 ↓ -66%
Wellpoint Medicare Advantage HMO $295.11 ↓ -66%
Blue Cross Blue Shield of Arizona Medicare Advantage $295.11 ↓ -66%
Mercy Care Mercy Care Advantage $295.11 ↓ -66%
Arizona Physicians IPA Medicare Advantage $295.11 ↓ -66%
Banner Health Medicare Advantage $295.11 ↓ -66%
Care 1st Medicare Advantage $295.11 ↓ -66%
Kaiser Foundation Health Plan Medicare Advantage $295.11 ↓ -66%
Carelon Medicare Advantage $309.87 ↓ -64%
Devoted Health Services Medicare Advantage $309.87 ↓ -64%
Gold Kidney Health Plan Medicare Advantage $324.62 ↓ -63%
Arizona Priority Care Medicare Advantage $324.62 ↓ -63%
NaphCare Federal Prison System $398.40 ↓ -54%
Aetna Qualified Health Plan $401.35 ↓ -54%
United Healthcare Individual Exchange $413.15 ↓ -53%
Health Net Commerical Exchange Product $436.76 ↓ -50%
Health Choice Arizona, Inc. ACA Health Plan $442.67 ↓ -49%
Oscar Health Plan Commercial $486.93 ↓ -44%
University of Arizona (Kasser Medical Treatment Center) Commerical $555.80 ↓ -36%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $714.60 ↓ -18%
Plotkin Health Plotkin Health $714.60 ↓ -18%
Aetna Medical Rental $836.88 ↓ -4%
Quiktrip Corporation Commercial $857.52 ↓ -2%
Aetna Banner Employee Plans $876.00 ↑ +1%
Aetna Joint Venture $957.00 ↑ +10%
Aetna Designated Group $1,076.00 ↑ +23%
Provider Network of America Commercial $1,191.00 ↑ +37%
Aetna Broad Network $1,196.00 ↑ +37%
Arizona Medical Network Commercial $1,270.40 ↑ +46%
United Healthcare Commercial $1,458.00 ↑ +67%
Humana Commercial $1,910.00 ↑ +119%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $2,214.00 ↑ +154%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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ER Visit (level 3) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center South Tucson $601.94 $138.24 – $1,270.40
Banner University Medical Center Phoenix Phoenix $916.94 $138.24 – $1,251.75
Banner Baywood Medical Center Mesa $648.53 $138.24 – $2,083.00
Banner Boswell Medical Center Sun City $590.48 $138.24 – $1,335.20
Banner Casa Grande Medical Center Casa Grande $730.96 $138.24 – $1,251.75
Banner Del Webb Medical Center Sun City West $692.32 $138.24 – $1,335.20
Banner Desert Medical Center Mesa $1,214.96 $138.24 – $1,251.75
Banner Estrella Medical Center Phoenix $918.38 $138.24 – $1,251.75

All Arizona hospitals for this procedure →