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Urinalysis (with microscopy) at Banner University Medical Center South

2800 East Ajo Way, Tucson, AZ · Banner Health · · NPI 1558759498

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$47.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.17 with UPMC Health Plan vs $37.60 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Medicare Advantage $3.17 ↓ -65%
Gila River Health Care Corporation Managed Care Program $3.17 ↓ -65%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3.17 ↓ -65%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3.17 ↓ -65%
Health Choice Arizona, Inc. Medicare Advantage $3.17 ↓ -65%
Banner University Health Plan Medicare Advantage $3.17 ↓ -65%
Banner University Health Plan AZ Medicaid - AHCCCS $3.17 ↓ -65%
Banner University Health Plan University Family Plan $3.17 ↓ -65%
Health Net Medicaid $3.17 ↓ -65%
Health Choice Arizona, Inc. Medicaid $3.17 ↓ -65%
Arizona Physicians IPA Medicaid $3.17 ↓ -65%
Aetna Medicare Advantage $3.17 ↓ -65%
Mercy Care Medicaid $3.17 ↓ -65%
Health Net Medicare $3.17 ↓ -65%
Wellpoint Medicare Advantage HMO $3.17 ↓ -65%
Blue Cross Blue Shield of Arizona Medicare Advantage $3.17 ↓ -65%
Mercy Care Mercy Care Advantage $3.17 ↓ -65%
Arizona Physicians IPA Medicare Advantage $3.17 ↓ -65%
Banner Health Medicare Advantage $3.17 ↓ -65%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3.17 ↓ -65%
United Healthcare Medicare Advantage $3.17 ↓ -65%
Care 1st Medicare Advantage $3.17 ↓ -65%
Kaiser Foundation Health Plan Medicare Advantage $3.17 ↓ -65%
Humana Medicare Advantage $3.27 ↓ -64%
Carelon Medicare Advantage $3.33 ↓ -63%
Devoted Health Services Medicare Advantage $3.33 ↓ -63%
Gold Kidney Health Plan Medicare Advantage $3.49 ↓ -62%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3.49 ↓ -62%
NaphCare Federal $4.28 ↓ -53%
Aetna Qualified Health Plan $4.31 ↓ -52%
United Healthcare Individual Exchange $4.44 ↓ -51%
Aetna Banner Employee Plans $4.67 ↓ -49%
Health Net Commerical Exchange Product $4.69 ↓ -48%
Health Choice Arizona, Inc. ACA Health Plan $4.75 ↓ -48%
Oscar Health Plan Commercial $5.23 ↓ -42%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $6.18 ↓ -32%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $6.54 ↓ -28%
United Healthcare Commercial $7.14 ↓ -21%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $9.28 ↑ +2%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $9.90 ↑ +9%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $10.39 ↑ +15%
Aetna Joint Venture $10.64 ↑ +17%
Aetna Designated Group $11.31 ↑ +25%
Blue Cross Blue Shield of Arizona Commercial $12.37 ↑ +36%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $12.37 ↑ +36%
Aetna Broad Network $13.31 ↑ +47%
University of Arizona (Kasser Medical Treatment Center) Commerical $16.45 ↑ +81%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $21.15 ↑ +133%
Plotkin Health Plotkin Health $21.15 ↑ +133%
Aetna Medical Rental $24.77 ↑ +173%
Quiktrip Corporation Commercial $25.38 ↑ +180%
Provider Network of America Commercial $35.25 ↑ +289%
Arizona Medical Network Commercial $37.60 ↑ +315%

Visitor-reported prices

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Urinalysis (with microscopy) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $9.26 $3.17 – $37.60
Banner University Medical Center Phoenix Phoenix $33.28 $3.17 – $90.75
Banner Behavioral Health Hospital Scottsdale $70.89 $3.17 – $84.70
Banner Baywood Medical Center Mesa $27.35 $3.17 – $90.75
Banner Boswell Medical Center Sun City $26.50 $3.17 – $96.80
Banner Casa Grande Medical Center Casa Grande $26.74 $3.17 – $90.75
Banner Del Webb Medical Center Sun City West $31.34 $3.17 – $96.80
Banner Desert Medical Center Mesa $32.31 $3.17 – $90.75

All Arizona hospitals for this procedure →