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Upper Back (Thoracic Spine) MRI (with and without contrast) at Banner University Medical Center South

2800 East Ajo Way, Tucson, AZ · Banner Health · · NPI 1558759498

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$519.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,794.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$266.89 with Banner University Health Plan vs $3,035.20 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $266.89 ↓ -49%
Banner University Health Plan University Family Plan $266.89 ↓ -49%
Health Net Medicaid $266.89 ↓ -49%
Health Choice Arizona, Inc. Medicaid $266.89 ↓ -49%
Arizona Physicians IPA Medicaid $266.89 ↓ -49%
Mercy Care Medicaid $266.89 ↓ -49%
UPMC Health Plan Medicare Advantage $380.64 ↓ -27%
Gila River Health Care Corporation Managed Care Program $380.64 ↓ -27%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $380.64 ↓ -27%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $380.64 ↓ -27%
Health Choice Arizona, Inc. Medicare Advantage $380.64 ↓ -27%
Banner University Health Plan Medicare Advantage $380.64 ↓ -27%
Aetna Medicare Advantage $380.64 ↓ -27%
Health Net Medicare $380.64 ↓ -27%
Wellpoint Medicare Advantage HMO $380.64 ↓ -27%
Blue Cross Blue Shield of Arizona Medicare Advantage $380.64 ↓ -27%
Mercy Care Mercy Care Advantage $380.64 ↓ -27%
Arizona Physicians IPA Medicare Advantage $380.64 ↓ -27%
Banner Health Medicare Advantage $380.64 ↓ -27%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $380.64 ↓ -27%
United Healthcare Medicare Advantage $380.64 ↓ -27%
Care 1st Medicare Advantage $380.64 ↓ -27%
Kaiser Foundation Health Plan Medicare Advantage $380.64 ↓ -27%
Humana Medicare Advantage $392.06 ↓ -25%
Carelon Medicare Advantage $399.67 ↓ -23%
Devoted Health Services Medicare Advantage $399.67 ↓ -23%
Gold Kidney Health Plan Medicare Advantage $418.70 ↓ -19%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $418.70 ↓ -19%
Aetna Banner Employee Plans $464.59 ↓ -11%
NaphCare Federal $513.86 ↓ -1%
Aetna Qualified Health Plan $517.67 ↓ -0%
United Healthcare Individual Exchange $532.90 ↑ +3%
Health Net Commerical Exchange Product $563.35 ↑ +8%
Health Choice Arizona, Inc. ACA Health Plan $570.96 ↑ +10%
Oscar Health Plan Commercial $628.06 ↑ +21%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $712.86 ↑ +37%
Aetna Joint Venture $990.00 ↑ +90%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,012.10 ↑ +95%
Aetna Designated Group $1,052.00 ↑ +102%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,079.57 ↑ +108%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,133.55 ↑ +118%
Aetna Broad Network $1,238.00 ↑ +138%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,269.00 ↑ +144%
University of Arizona (Kasser Medical Treatment Center) Commerical $1,327.90 ↑ +155%
Blue Cross Blue Shield of Arizona Commercial $1,349.47 ↑ +160%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,349.47 ↑ +160%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,707.30 ↑ +228%
Plotkin Health Plotkin Health $1,707.30 ↑ +228%
United Healthcare Commercial $1,863.61 ↑ +259%
Aetna Medical Rental $1,999.44 ↑ +285%
Quiktrip Corporation Commercial $2,048.76 ↑ +294%
Provider Network of America Commercial $2,845.50 ↑ +447%
Arizona Medical Network Commercial $3,035.20 ↑ +484%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (with and without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $679.13 $266.89 – $3,035.20
Banner University Medical Center Phoenix Phoenix $519.26 $266.89 – $2,704.50
Banner Baywood Medical Center Mesa $454.36 $266.89 – $2,704.50
Banner Boswell Medical Center Sun City $418.30 $266.89 – $2,884.80
Banner Casa Grande Medical Center Casa Grande $475.99 $266.89 – $2,704.50
Banner Del Webb Medical Center Sun City West $450.75 $266.89 – $2,884.80
Banner Estrella Medical Center Phoenix $461.57 $266.89 – $2,704.50
Banner Desert Medical Center Mesa $685.14 $266.89 – $2,704.50

All Arizona hospitals for this procedure →