External chromosome analysis 20-25 cells at Banner University Medical Center South

2800 East Ajo Way, Tucson, AZ · Banner Health · · NPI 1558759498

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$140.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$594.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$144.61 with Arizona Physicians IPA vs $640.44 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicare Advantage $144.61 ↑ +3%
Gila River Health Care Corporation Managed Care Program $144.61 ↑ +3%
United Healthcare Medicare Advantage $144.61 ↑ +3%
UPMC Health Plan Medicare Advantage $144.61 ↑ +3%
Blue Cross Blue Shield of Arizona Medicare Advantage $144.61 ↑ +3%
Banner University Health Plan University Family Plan $144.61 ↑ +3%
Banner University Health Plan AZ Medicaid - AHCCCS $144.61 ↑ +3%
Banner University Health Plan Medicare Advantage $144.61 ↑ +3%
Mercy Care Medicaid $144.61 ↑ +3%
Mercy Care Mercy Care Advantage $144.61 ↑ +3%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $144.61 ↑ +3%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $144.61 ↑ +3%
Aetna Medicare Advantage $144.61 ↑ +3%
Banner Health Medicare Advantage $144.61 ↑ +3%
Health Choice Arizona, Inc. Medicaid $144.61 ↑ +3%
Health Choice Arizona, Inc. Medicare Advantage $144.61 ↑ +3%
Kaiser Foundation Health Plan Medicare Advantage $144.61 ↑ +3%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $144.61 ↑ +3%
Health Net Medicare $144.61 ↑ +3%
Health Net Medicaid $144.61 ↑ +3%
Wellpoint Medicare Advantage HMO $144.61 ↑ +3%
Arizona Physicians IPA Medicaid $144.61 ↑ +3%
Care 1st Medicare Advantage $144.61 ↑ +3%
Humana Medicare Advantage $148.95 ↑ +6%
Devoted Health Services Medicare Advantage $151.84 ↑ +8%
Carelon Medicare Advantage $151.84 ↑ +8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $159.07 ↑ +13%
Gold Kidney Health Plan Medicare Advantage $159.07 ↑ +13%
NaphCare Federal $195.22 ↑ +39%
Aetna Qualified Health Plan $196.67 ↑ +40%
United Healthcare Individual Exchange $202.45 ↑ +44%
University of Arizona (Kasser Medical Treatment Center) Commerical $207.90 ↑ +48%
Aetna Banner Employee Plans $213.16 ↑ +52%
Health Net Commerical Exchange Product $214.02 ↑ +53%
Health Choice Arizona, Inc. ACA Health Plan $216.91 ↑ +55%
Oscar Health Plan Commercial $238.61 ↑ +70%
Plotkin Health Plotkin Health $267.30 ↑ +91%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $267.30 ↑ +91%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $282.00 ↑ +101%
Aetna Medical Rental $313.04 ↑ +123%
Quiktrip Corporation Commercial $320.76 ↑ +129%
United Healthcare Commercial $325.38 ↑ +132%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $338.31 ↑ +141%
Provider Network of America Commercial $445.50 ↑ +218%
Arizona Medical Network Commercial $475.20 ↑ +239%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $480.33 ↑ +243%
Aetna Joint Venture $485.60 ↑ +246%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $512.35 ↑ +265%
Aetna Designated Group $515.97 ↑ +268%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $537.97 ↑ +284%
Aetna Broad Network $607.07 ↑ +333%
Blue Cross Blue Shield of Arizona Commercial $640.44 ↑ +357%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $640.44 ↑ +357%

Visitor-reported prices

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External chromosome analysis 20-25 cells at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $145.53 $144.61 – $475.20
Banner University Medical Center Phoenix Phoenix $300.35 $144.61 – $912.00
Banner Baywood Medical Center Mesa $259.01 $144.61 – $912.00
Banner Boswell Medical Center Sun City $262.66 $144.61 – $972.80
Banner Casa Grande Medical Center Casa Grande $218.88 $144.61 – $912.00
Banner Del Webb Medical Center Sun City West $250.50 $144.61 – $972.80
Banner Desert Medical Center Mesa $339.26 $144.61 – $912.00
Banner Ironwood Medical Center San Tan Valley $340.48 $144.61 – $912.00

All Arizona hospitals for this procedure →