healthcosts.net
ER Visit (level 1, minor) at Banner University Medical Center South
2800 East Ajo Way, Tucson, AZ · Banner Health · · NPI 1558759498
$357.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$625.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.54 with Banner University Health Plan vs $2,214.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $54.54 | ↓ -85% |
| Banner University Health Plan | University Family Plan | $54.54 | ↓ -85% |
| Health Net | Medicaid | $54.54 | ↓ -85% |
| Health Choice Arizona, Inc. | Medicaid | $54.54 | ↓ -85% |
| Arizona Physicians IPA | Medicaid | $54.54 | ↓ -85% |
| Mercy Care | Medicaid | $54.54 | ↓ -85% |
| UPMC Health Plan | Medicare Advantage | $93.85 | ↓ -74% |
| Gila River Health Care Corporation | Managed Care Program | $93.85 | ↓ -74% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $93.85 | ↓ -74% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $93.85 | ↓ -74% |
| Health Choice Arizona, Inc. | Medicare Advantage | $93.85 | ↓ -74% |
| Banner University Health Plan | Medicare Advantage | $93.85 | ↓ -74% |
| Aetna | Medicare Advantage | $93.85 | ↓ -74% |
| Health Net | Medicare | $93.85 | ↓ -74% |
| Wellpoint | Medicare Advantage HMO | $93.85 | ↓ -74% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $93.85 | ↓ -74% |
| Mercy Care | Mercy Care Advantage | $93.85 | ↓ -74% |
| Arizona Physicians IPA | Medicare Advantage | $93.85 | ↓ -74% |
| Banner Health | Medicare Advantage | $93.85 | ↓ -74% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $93.85 | ↓ -74% |
| United Healthcare | Medicare Advantage | $93.85 | ↓ -74% |
| Care 1st | Medicare Advantage | $93.85 | ↓ -74% |
| Kaiser Foundation Health Plan | Medicare Advantage | $93.85 | ↓ -74% |
| Humana | Medicare Advantage | $96.67 | ↓ -73% |
| Carelon | Medicare Advantage | $98.54 | ↓ -72% |
| Devoted Health Services | Medicare Advantage | $98.54 | ↓ -72% |
| Gold Kidney Health Plan | Medicare Advantage | $103.23 | ↓ -71% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $103.23 | ↓ -71% |
| NaphCare | Federal | $126.70 | ↓ -65% |
| Aetna | Qualified Health Plan | $127.64 | ↓ -64% |
| United Healthcare | Individual Exchange | $131.39 | ↓ -63% |
| Health Net | Commerical Exchange Product | $138.90 | ↓ -61% |
| Health Choice Arizona, Inc. | ACA Health Plan | $140.78 | ↓ -61% |
| Oscar Health Plan | Commercial | $154.85 | ↓ -57% |
| University of Arizona (Kasser Medical Treatment Center) | Commerical | $218.75 | ↓ -39% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $281.25 | ↓ -21% |
| Plotkin Health | Plotkin Health | $281.25 | ↓ -21% |
| Aetna | Medical Rental | $329.38 | ↓ -8% |
| Quiktrip Corporation | Commercial | $337.50 | ↓ -6% |
| Provider Network of America | Commercial | $468.75 | ↑ +31% |
| Arizona Medical Network | Commercial | $500.00 | ↑ +40% |
| Aetna | Banner Employee Plans | $876.00 | ↑ +145% |
| United Healthcare | Commercial | $1,458.00 | ↑ +307% |
| Aetna | Joint Venture | $1,626.00 | ↑ +354% |
| Aetna | Designated Group | $1,728.00 | ↑ +383% |
| Humana | Commercial | $1,910.00 | ↑ +434% |
| Aetna | Broad Network | $2,033.00 | ↑ +468% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $2,214.00 | ↑ +518% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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ER Visit (level 1, minor) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Tucson | Tucson | $588.82 | $54.54 – $500.00 |
| Banner University Medical Center Phoenix | Phoenix | $219.99 | $54.54 – $492.75 |
| Banner Baywood Medical Center | Mesa | $183.83 | $54.54 – $2,083.00 |
| Banner Boswell Medical Center | Sun City | $97.45 | $54.54 – $525.60 |
| Banner Casa Grande Medical Center | Casa Grande | $398.25 | $54.54 – $492.75 |
| Banner Del Webb Medical Center | Sun City West | $176.78 | $54.54 – $525.60 |
| Banner Desert Medical Center | Mesa | $564.17 | $54.54 – $492.75 |
| Banner Estrella Medical Center | Phoenix | $291.49 | $54.54 – $492.75 |