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Neck (Cervical Spine) MRI (with and without contrast) at Banner Boswell Medical Center

10401 West Thunderbird Blvd, Sun City, AZ · Banner Health · · NPI 1952560914

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$419.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,615.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$266.89 with Mercy Care vs $2,892.00 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $266.89 ↓ -36%
Banner University Health Plan AZ Medicaid - AHCCCS $266.89 ↓ -36%
Health Net Medicaid $266.89 ↓ -36%
Health Choice Arizona, Inc. Medicaid $266.89 ↓ -36%
Arizona Physicians IPA Medicaid $266.89 ↓ -36%
UPMC Health Plan Medicare Advantage $380.64 ↓ -9%
Gila River Health Care Corporation Managed Care Program $380.64 ↓ -9%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $380.64 ↓ -9%
Banner University Health Plan University Care Advantage $380.64 ↓ -9%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $380.64 ↓ -9%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $380.64 ↓ -9%
Health Choice Arizona, Inc. Medicare Advantage $380.64 ↓ -9%
Aetna Medicare Advantage $380.64 ↓ -9%
Humana Medicare Advantage $380.64 ↓ -9%
Health Net Medicare $380.64 ↓ -9%
Wellpoint Medicare Advantage HMO $380.64 ↓ -9%
Blue Cross Blue Shield of Arizona Medicare Advantage $380.64 ↓ -9%
Mercy Care Mercy Care Advantage $380.64 ↓ -9%
Arizona Physicians IPA Medicare Advantage $380.64 ↓ -9%
Banner Health Medicare Advantage $380.64 ↓ -9%
United Healthcare Medicare Advantage $380.64 ↓ -9%
Care 1st Medicare Advantage $380.64 ↓ -9%
Kaiser Foundation Health Plan Medicare Advantage $380.64 ↓ -9%
Carelon Medicare Advantage $399.67 ↓ -5%
Devoted Health Services Medicare Advantage $399.67 ↓ -5%
Gold Kidney Health Plan Medicare Advantage $418.70 ↓ -0%
Arizona Priority Care Medicare Advantage $418.70 ↓ -0%
Aetna Banner Employee Plans $487.00 ↑ +16%
Aetna Qualified Health Plan $517.67 ↑ +23%
United Healthcare Individual Exchange $532.90 ↑ +27%
Health Net Commerical Exchange Product $563.35 ↑ +34%
Health Choice Arizona, Inc. ACA Health Plan $570.96 ↑ +36%
Oscar Health Plan Commercial $628.06 ↑ +50%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $903.11 ↑ +115%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $963.31 ↑ +130%
Aetna Joint Venture $990.00 ↑ +136%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,011.47 ↑ +141%
Aetna Designated Group $1,052.00 ↑ +151%
Blue Cross Blue Shield of Arizona Commercial $1,204.14 ↑ +187%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,204.14 ↑ +187%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,204.14 ↑ +187%
Aetna Broad Network $1,238.00 ↑ +195%
Hospice of the Valley Medicare $1,265.25 ↑ +202%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +221%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +257%
United Healthcare UHC Doctor's Plan $1,580.51 ↑ +277%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,626.75 ↑ +288%
Plotkin Health Plotkin Health $1,626.75 ↑ +288%
United Healthcare UHC Core $1,722.34 ↑ +311%
United Healthcare Commercial $1,863.61 ↑ +344%
Aetna Medical Rental $1,905.11 ↑ +354%
Quiktrip Corporation Commercial $1,952.10 ↑ +366%
Provider Network of America Commercial $2,711.25 ↑ +547%
Arizona Medical Network Commercial $2,892.00 ↑ +590%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Neck (Cervical Spine) MRI (with and without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $520.56 $266.89 – $2,711.25
Banner University Medical Center Tucson Tucson $788.85 $266.89 – $3,525.60
Banner University Medical Center South Tucson $603.76 $266.89 – $3,525.60
Banner Baywood Medical Center Mesa $455.49 $266.89 – $2,711.25
Banner Casa Grande Medical Center Casa Grande $477.18 $266.89 – $2,711.25
Banner Del Webb Medical Center Sun City West $451.88 $266.89 – $2,892.00
Banner Estrella Medical Center Phoenix $462.72 $266.89 – $2,711.25
Banner Desert Medical Center Mesa $686.85 $266.89 – $2,711.25

All Arizona hospitals for this procedure →