Specimen fat stain at Banner Del Webb Medical Center

14502 West Meeker Boulevard, Sun City West, AZ · Banner Health · · NPI 1588823553

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$3.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.88 with Cigna Healthcare of Arizona, Inc. vs $24.68 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $5.88 ↑ +68%
Wellpoint Medicare Advantage HMO $5.88 ↑ +68%
UPMC Health Plan Medicare Advantage $5.88 ↑ +68%
United Healthcare Medicare Advantage $5.88 ↑ +68%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.88 ↑ +68%
Aetna Medicare Advantage $5.88 ↑ +68%
Mercy Care Mercy Care Advantage $5.88 ↑ +68%
Mercy Care Medicaid $5.88 ↑ +68%
Arizona Physicians IPA Medicaid $5.88 ↑ +68%
Arizona Physicians IPA Medicare Advantage $5.88 ↑ +68%
Kaiser Foundation Health Plan Medicare Advantage $5.88 ↑ +68%
Banner Health Medicare Advantage $5.88 ↑ +68%
Banner University Health Plan AZ Medicaid - AHCCCS $5.88 ↑ +68%
Banner University Health Plan Medicare Advantage $5.88 ↑ +68%
Banner University Health Plan University Family Plan $5.88 ↑ +68%
Health Net Medicare $5.88 ↑ +68%
Health Net Medicaid $5.88 ↑ +68%
Health Choice Arizona, Inc. Medicare Advantage $5.88 ↑ +68%
Health Choice Arizona, Inc. Medicaid $5.88 ↑ +68%
Gila River Health Care Corporation Managed Care Program $5.88 ↑ +68%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.88 ↑ +68%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.88 ↑ +68%
Care 1st Medicare Advantage $5.88 ↑ +68%
Aetna Banner Employee Plans $6.05 ↑ +72%
Humana Medicare Advantage $6.06 ↑ +73%
Carelon Medicare Advantage $6.17 ↑ +76%
Devoted Health Services Medicare Advantage $6.17 ↑ +76%
Hospice of the Valley Medicare $6.30 ↑ +79%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $6.47 ↑ +84%
Gold Kidney Health Plan Medicare Advantage $6.47 ↑ +84%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $7.86 ↑ +124%
Aetna Qualified Health Plan $8.00 ↑ +128%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $8.10 ↑ +131%
Plotkin Health Plotkin Health $8.10 ↑ +131%
United Healthcare Individual Exchange $8.23 ↑ +134%
Health Net Commerical Exchange Product $8.70 ↑ +148%
Health Choice Arizona, Inc. ACA Health Plan $8.82 ↑ +151%
Aetna Medical Rental $9.49 ↑ +170%
Oscar Health Plan Commercial $9.70 ↑ +176%
Quiktrip Corporation Commercial $9.72 ↑ +177%
Cigna Healthcare of Arizona, Inc. LocalFlex $10.31 ↑ +194%
United Healthcare UHC Doctor's Plan $10.88 ↑ +210%
Cigna Healthcare of Arizona, Inc. Commercial $11.46 ↑ +226%
United Healthcare UHC Core $12.03 ↑ +243%
United Healthcare Commercial $13.23 ↑ +277%
Provider Network of America Commercial $13.50 ↑ +285%
Arizona Medical Network Commercial $14.40 ↑ +310%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $15.42 ↑ +339%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $16.45 ↑ +369%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $17.27 ↑ +392%
Aetna Joint Venture $19.75 ↑ +463%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $20.56 ↑ +486%
Blue Cross Blue Shield of Arizona Commercial $20.56 ↑ +486%
Aetna Designated Group $20.98 ↑ +498%
Aetna Broad Network $24.68 ↑ +603%

Visitor-reported prices

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Specimen fat stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $3.10 $5.88 – $13.50
Banner University Medical Center Tucson Tucson $3.69 $5.88 – $14.40
Banner University Medical Center South Tucson $3.19 $5.88 – $14.40
Banner Baywood Medical Center Mesa $10.46 $5.88 – $13.50
Banner Boswell Medical Center Sun City $2.90 $5.88 – $14.40
Banner Casa Grande Medical Center Casa Grande $5.17 $5.88 – $13.50
Banner Desert Medical Center Mesa $3.58 $5.88 – $13.50
Banner Ironwood Medical Center San Tan Valley $4.32 $5.88 – $13.50

All Arizona hospitals for this procedure →