Psychotherapy patient individual therapy 45 minutes at Banner Behavioral Health Hospital
7575 E Earll Drive, Scottsdale, AZ · Banner Health · · NPI 1942319199
$138.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$237.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$79.63 with Aetna vs $507.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $79.63 | ↓ -43% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $106.65 | ↓ -23% |
| Aetna | Joint Venture | $106.89 | ↓ -23% |
| Aetna | Designated Group | $113.52 | ↓ -18% |
| Aetna | Medical Rental | $124.90 | ↓ -10% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $129.83 | ↓ -6% |
| Aetna | Broad Network | $133.67 | ↓ -4% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $138.48 | ↓ -0% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $145.40 | ↑ +5% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $162.91 | ↑ +17% |
| Arizona Medical Network | Commercial | $165.90 | ↑ +19% |
| Banner Health | Medicare Advantage | $171.25 | ↑ +23% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $171.25 | ↑ +23% |
| Wellpoint | Medicare Advantage HMO | $171.25 | ↑ +23% |
| Health Choice Arizona, Inc. | Medicare Advantage | $171.25 | ↑ +23% |
| Health Net | Medicare | $171.25 | ↑ +23% |
| Kaiser Foundation Health Plan | Medicare Advantage | $171.25 | ↑ +23% |
| Aetna | Medicare Advantage | $171.25 | ↑ +23% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $171.25 | ↑ +23% |
| UPMC Health Plan | Medicare Advantage | $171.25 | ↑ +23% |
| Banner University Health Plan | Medicare Advantage | $171.25 | ↑ +23% |
| Carelon | Medicare Advantage | $179.81 | ↑ +29% |
| Devoted Health Services | Medicare Advantage | $179.81 | ↑ +29% |
| Gold Kidney Health Plan | Medicare Advantage | $188.38 | ↑ +36% |
| Aetna | Qualified Health Plan | $232.90 | ↑ +68% |
| Health Net | Commerical Exchange Product | $253.45 | ↑ +83% |
| Health Choice Arizona, Inc. | ACA Health Plan | $256.88 | ↑ +85% |
| Humana | Commercial | $507.00 | ↑ +265% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Payson Medical Center | Payson | $109.80 | $96.88 – $227.70 |