X-ray joint survey 1 view at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$83.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$357.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.00 with Health Choice Arizona, Inc. vs $551.65 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -6%
Mercy Care Mercy Medicaid $79.00 ↓ -6%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -6%
Health Net Medicaid $79.00 ↓ -6%
Arizona Physicians IPA Medicaid $79.00 ↓ -6%
Aetna Medicare Advantage $113.34 ↑ +35%
Mercy Care Mercy Care Advantage $113.34 ↑ +35%
Arizona Physicians IPA Medicare Advantage $113.34 ↑ +35%
Kaiser Foundation Health Plan Medicare Advantage $113.34 ↑ +35%
Banner Health Medicare Advantage $113.34 ↑ +35%
Banner University Health Plan University Care Advantage $113.34 ↑ +35%
Humana Medicare Advantage $113.34 ↑ +35%
Health Net Medicare $113.34 ↑ +35%
Health Choice Arizona, Inc. Medicare Advantage $113.34 ↑ +35%
Gila River Health Care Corporation Managed Care Program $113.34 ↑ +35%
Blue Cross Blue Shield of Arizona Medicare Advantage $113.34 ↑ +35%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $113.34 ↑ +35%
Wellpoint Medicare Advantage HMO $113.34 ↑ +35%
Care 1st Medicare Advantage $113.34 ↑ +35%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $113.34 ↑ +35%
UPMC Health Plan Medicare Advantage $113.34 ↑ +35%
United Healthcare UHC Medicare Advantage $113.34 ↑ +35%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $113.34 ↑ +35%
Devoted Health Services Medicare Advantage $119.01 ↑ +42%
Carelon Medicare Advantage $119.01 ↑ +42%
Aetna Banner Employee Plans $119.95 ↑ +43%
Gold Kidney Health Plan Medicare Advantage $124.67 ↑ +49%
Arizona Priority Care Medicare Advantage $124.67 ↑ +49%
Hospice of the Valley Medicare $124.95 ↑ +49%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $142.22 ↑ +70%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $142.22 ↑ +70%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $151.70 ↑ +81%
Aetna Qualified Health Plan $154.14 ↑ +84%
United Healthcare Individual Exchange $158.68 ↑ +89%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $159.28 ↑ +90%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $160.65 ↑ +92%
Plotkin Health Plotkin Health $160.65 ↑ +92%
Aetna Joint Venture $164.93 ↑ +97%
Health Net Commerical Exchange Product $167.74 ↑ +100%
Health Choice Arizona, Inc. ACA Health Plan $170.01 ↑ +103%
Oscar Health Plan Commercial $170.01 ↑ +103%
Aetna Designated Group $175.29 ↑ +109%
Aetna Medical Rental $188.14 ↑ +124%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $189.62 ↑ +126%
Blue Cross Blue Shield of Arizona Commercial $189.62 ↑ +126%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $189.62 ↑ +126%
Quiktrip Corporation Commercial $192.78 ↑ +130%
Aetna Broad Network $205.99 ↑ +146%
Cigna Healthcare of Arizona, Inc. LocalFlex $234.55 ↑ +180%
Cigna Healthcare of Arizona, Inc. Commercial $245.26 ↑ +192%
Arizona Medical Network Commercial $249.90 ↑ +198%
Provider Network of America Commercial $267.75 ↑ +219%
United Healthcare UHC Doctor's Plan $467.28 ↑ +457%
United Healthcare UHC Core $509.21 ↑ +507%
United Healthcare Commercial $551.65 ↑ +558%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

Visitor-reported prices

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X-ray joint survey 1 view at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $100.67 $55.33 – $267.75
Banner University Medical Center Tucson Tucson $120.90 $64.50 – $322.40
Banner University Medical Center South Tucson $124.12 $64.50 – $322.40
Banner Casa Grande Medical Center Casa Grande $76.75 $64.50 – $267.75
Banner Del Webb Medical Center Sun City West $83.18 $55.33 – $285.60
Banner Desert Medical Center Mesa $99.96 $79.00 – $267.75
Banner Estrella Medical Center Phoenix $93.18 $79.00 – $267.75
Banner Gateway Medical Center Gilbert $106.03 $79.00 – $267.75

All Arizona hospitals for this procedure →