Warde 3008005 oligoclonal bands at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.39 with Care 1st vs $125.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $27.39 ↑ +91%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $27.39 ↑ +91%
Humana Medicare Advantage $27.39 ↑ +91%
Arizona Physicians IPA Medicare Advantage $27.39 ↑ +91%
Arizona Physicians IPA Medicaid $27.39 ↑ +91%
Wellpoint Medicare Advantage HMO $27.39 ↑ +91%
Health Net Medicaid $27.39 ↑ +91%
Health Net Medicare $27.39 ↑ +91%
United Healthcare UHC Medicare Advantage $27.39 ↑ +91%
UPMC Health Plan Medicare Advantage $27.39 ↑ +91%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $27.39 ↑ +91%
Mercy Care Mercy Medicaid $27.39 ↑ +91%
Mercy Care Mercy Care Advantage $27.39 ↑ +91%
Aetna Medicare Advantage $27.39 ↑ +91%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $27.39 ↑ +91%
Kaiser Foundation Health Plan Medicare Advantage $27.39 ↑ +91%
Health Choice Arizona, Inc. Medicare Advantage $27.39 ↑ +91%
Health Choice Arizona, Inc. Medicaid $27.39 ↑ +91%
Blue Cross Blue Shield of Arizona Medicare Advantage $27.39 ↑ +91%
Banner Health Medicare Advantage $27.39 ↑ +91%
Gila River Health Care Corporation Managed Care Program $27.39 ↑ +91%
Banner University Health Plan AZ Medicaid - AHCCCS $27.39 ↑ +91%
Banner University Health Plan University Care Advantage $27.39 ↑ +91%
Aetna Banner Employee Plans $27.89 ↑ +94%
Carelon Medicare Advantage $28.76 ↑ +100%
Devoted Health Services Medicare Advantage $28.76 ↑ +100%
Hospice of the Valley Medicare $29.05 ↑ +102%
Arizona Priority Care Medicare Advantage $30.13 ↑ +110%
Gold Kidney Health Plan Medicare Advantage $30.13 ↑ +110%
Aetna Qualified Health Plan $37.25 ↑ +159%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $37.35 ↑ +160%
Plotkin Health Plotkin Health $37.35 ↑ +160%
United Healthcare Individual Exchange $38.35 ↑ +167%
Health Net Commerical Exchange Product $40.54 ↑ +182%
Health Choice Arizona, Inc. ACA Health Plan $41.09 ↑ +186%
Oscar Health Plan Commercial $41.09 ↑ +186%
Aetna Medical Rental $43.74 ↑ +205%
Quiktrip Corporation Commercial $44.82 ↑ +212%
Cigna Healthcare of Arizona, Inc. LocalFlex $48.06 ↑ +235%
United Healthcare UHC Doctor's Plan $50.66 ↑ +253%
Cigna Healthcare of Arizona, Inc. Commercial $53.40 ↑ +272%
United Healthcare UHC Core $56.01 ↑ +290%
Arizona Medical Network Commercial $58.10 ↑ +305%
United Healthcare Commercial $61.63 ↑ +329%
Provider Network of America Commercial $62.25 ↑ +333%
Aetna Joint Venture $91.98 ↑ +541%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $94.12 ↑ +555%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $94.12 ↑ +555%
Aetna Designated Group $97.73 ↑ +581%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $100.39 ↑ +599%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $105.41 ↑ +634%
Aetna Broad Network $114.98 ↑ +701%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $125.49 ↑ +774%
Blue Cross Blue Shield of Arizona Commercial $125.49 ↑ +774%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $125.49 ↑ +774%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $195.57 $15.34 – $84.37
Banner University Medical Center Phoenix Phoenix $13.28 $27.39 – $62.25
Banner University Medical Center Tucson Tucson $13.45 $27.39 – $66.40
Banner University Medical Center South Tucson $12.95 $27.39 – $66.40
Banner Baywood Medical Center Mesa $10.54 $27.39 – $62.25
Banner Boswell Medical Center Sun City $12.53 $27.39 – $66.40
Banner Casa Grande Medical Center Casa Grande $9.38 $27.39 – $62.25
Banner Del Webb Medical Center Sun City West $12.78 $27.39 – $66.40

All Arizona hospitals for this procedure →