Vital capacity test at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$28.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$232.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.95 with Aetna vs $250.14 with Health Choice Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $77.95 ↑ +178%
Hospice of the Valley Medicare $81.20 ↑ +189%
Health Net Medicaid $101.17 ↑ +260%
Health Choice Arizona, Inc. Medicaid $101.17 ↑ +260%
Banner University Health Plan AZ Medicaid - AHCCCS $101.17 ↑ +260%
Arizona Physicians IPA Medicaid $101.17 ↑ +260%
Mercy Care Mercy Medicaid $101.17 ↑ +260%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $104.40 ↑ +272%
Plotkin Health Plotkin Health $104.40 ↑ +272%
Aetna Joint Venture $107.18 ↑ +282%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $108.21 ↑ +286%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $108.21 ↑ +286%
United Healthcare UHC Doctor's Plan $112.52 ↑ +301%
Aetna Designated Group $113.91 ↑ +306%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $115.43 ↑ +311%
United Healthcare UHC Core $117.62 ↑ +319%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $121.20 ↑ +332%
Aetna Medical Rental $122.26 ↑ +336%
United Healthcare Commercial $123.89 ↑ +341%
Quiktrip Corporation Commercial $125.28 ↑ +346%
Aetna Broad Network $133.86 ↑ +377%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $144.28 ↑ +414%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $144.28 ↑ +414%
Blue Cross Blue Shield of Arizona Commercial $144.28 ↑ +414%
Cigna Healthcare of Arizona, Inc. LocalFlex $152.42 ↑ +443%
Cigna Healthcare of Arizona, Inc. Commercial $159.38 ↑ +468%
Arizona Medical Network Commercial $162.40 ↑ +479%
Care 1st Medicare Advantage $166.76 ↑ +494%
Arizona Physicians IPA Medicare Advantage $166.76 ↑ +494%
Banner University Health Plan University Care Advantage $166.76 ↑ +494%
Mercy Care Mercy Care Advantage $166.76 ↑ +494%
Blue Cross Blue Shield of Arizona Medicare Advantage $166.76 ↑ +494%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $166.76 ↑ +494%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $166.76 ↑ +494%
UPMC Health Plan Medicare Advantage $166.76 ↑ +494%
United Healthcare UHC Medicare Advantage $166.76 ↑ +494%
Aetna Medicare Advantage $166.76 ↑ +494%
Banner Health Medicare Advantage $166.76 ↑ +494%
Health Choice Arizona, Inc. Medicare Advantage $166.76 ↑ +494%
Kaiser Foundation Health Plan Medicare Advantage $166.76 ↑ +494%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $166.76 ↑ +494%
Health Net Medicare $166.76 ↑ +494%
Humana Medicare Advantage $166.76 ↑ +494%
Wellpoint Medicare Advantage HMO $166.76 ↑ +494%
Gila River Health Care Corporation Managed Care Program $166.76 ↑ +494%
Provider Network of America Commercial $174.00 ↑ +520%
Devoted Health Services Medicare Advantage $175.10 ↑ +524%
Carelon Medicare Advantage $175.10 ↑ +524%
Gold Kidney Health Plan Medicare Advantage $183.44 ↑ +554%
Arizona Priority Care Medicare Advantage $183.44 ↑ +554%
Aetna Qualified Health Plan $226.79 ↑ +708%
United Healthcare Individual Exchange $233.46 ↑ +732%
Health Net Commerical Exchange Product $246.80 ↑ +779%
Oscar Health Plan Commercial $250.14 ↑ +791%
Health Choice Arizona, Inc. ACA Health Plan $250.14 ↑ +791%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Vital capacity test at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $97.17 $26.46 – $304.15
Banner University Medical Center Phoenix Phoenix $81.90 $42.10 – $275.15
Banner University Medical Center Tucson Tucson $40.51 $68.58 – $275.15
Banner University Medical Center South Tucson $56.13 $65.02 – $275.15
Banner Baywood Medical Center Mesa $61.02 $77.95 – $275.15
Banner Boswell Medical Center Sun City $57.54 $77.95 – $275.15
Banner Casa Grande Medical Center Casa Grande $27.38 $63.37 – $250.14
Banner Del Webb Medical Center Sun City West $18.10 $42.10 – $275.15

All Arizona hospitals for this procedure →