St treatment speech individual at Banner Ironwood Medical Center
37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672
$36.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$391.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$78.20 with Aetna vs $293.25 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $78.20 | ↑ +113% |
| Aetna | Banner Employee Plans | $81.00 | ↑ +120% |
| Mercy Care | Mercy Medicaid | $85.24 | ↑ +132% |
| Health Net | Medicaid | $85.24 | ↑ +132% |
| Arizona Physicians IPA | Medicaid | $85.24 | ↑ +132% |
| Aetna | Qualified Health Plan | $99.31 | ↑ +170% |
| Health Choice Arizona, Inc. | Medicare Advantage | $117.30 | ↑ +219% |
| Hospice of the Valley | Medicare | $136.85 | ↑ +272% |
| Arizona Priority Care | Medicare Advantage | $156.40 | ↑ +326% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $157.49 | ↑ +329% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $157.49 | ↑ +329% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $167.99 | ↑ +357% |
| Plotkin Health | Plotkin Health | $175.95 | ↑ +379% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $175.95 | ↑ +379% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $176.39 | ↑ +380% |
| Aetna | Joint Venture | $180.64 | ↑ +392% |
| Aetna | Designated Group | $191.98 | ↑ +422% |
| Health Choice Arizona, Inc. | ACA Health Plan | $195.50 | ↑ +432% |
| Health Net | Medicare | $195.50 | ↑ +432% |
| Oscar Health Plan | Commercial | $195.50 | ↑ +432% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $203.00 | ↑ +452% |
| Aetna | Medical Rental | $206.06 | ↑ +461% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $209.99 | ↑ +471% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $209.99 | ↑ +471% |
| Blue Cross Blue Shield of Arizona | Commercial | $209.99 | ↑ +471% |
| Quiktrip Corporation | Commercial | $211.14 | ↑ +475% |
| Health Net | Commerical Exchange Product | $211.14 | ↑ +475% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $225.00 | ↑ +512% |
| Aetna | Broad Network | $225.61 | ↑ +514% |
| United Healthcare | UHC Doctor's Plan | $241.00 | ↑ +556% |
| United Healthcare | UHC Core | $252.00 | ↑ +586% |
| United Healthcare | Commercial | $265.00 | ↑ +621% |
| Arizona Medical Network | Commercial | $273.70 | ↑ +645% |
| Provider Network of America | Commercial | $293.25 | ↑ +698% |
Visitor-reported prices
Comments
St treatment speech individual at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $64.52 | $61.27 – $293.25 |
| Banner University Medical Center Tucson | Tucson | $86.35 | $67.20 – $268.80 |
| Banner University Medical Center South | Tucson | $49.06 | $67.20 – $268.80 |
| Banner Baywood Medical Center | Mesa | $77.42 | $78.20 – $293.25 |
| Banner Boswell Medical Center | Sun City | $69.60 | $78.20 – $312.80 |
| Banner Casa Grande Medical Center | Casa Grande | $30.11 | $78.20 – $293.25 |
| Banner Del Webb Medical Center | Sun City West | $65.30 | $61.27 – $312.80 |
| Banner Desert Medical Center | Mesa | $102.44 | $78.20 – $293.25 |