Puncture spinal lumbar diagnostic at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$487.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$424.37 with Aetna vs $1,520.44 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $424.37 ↓ -13%
Hospice of the Valley Medicare $442.05 ↓ -9%
Health Net Medicaid $460.08 ↓ -6%
Mercy Care Mercy Medicaid $460.08 ↓ -6%
Arizona Physicians IPA Medicaid $460.08 ↓ -6%
Banner University Health Plan AZ Medicaid - AHCCCS $460.08 ↓ -6%
Health Choice Arizona, Inc. Medicaid $460.08 ↓ -6%
Plotkin Health Plotkin Health $568.35 ↑ +17%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $568.35 ↑ +17%
Aetna Joint Venture $583.51 ↑ +20%
United Healthcare UHC Doctor's Plan $612.55 ↑ +26%
Aetna Designated Group $620.13 ↑ +27%
United Healthcare UHC Core $640.34 ↑ +31%
Aetna Medical Rental $665.60 ↑ +37%
United Healthcare Commercial $674.44 ↑ +38%
Quiktrip Corporation Commercial $682.02 ↑ +40%
Aetna Broad Network $728.75 ↑ +49%
Arizona Physicians IPA Medicare Advantage $738.10 ↑ +51%
Gila River Health Care Corporation Managed Care Program $738.10 ↑ +51%
Humana Medicare Advantage $738.10 ↑ +51%
United Healthcare UHC Medicare Advantage $738.10 ↑ +51%
UPMC Health Plan Medicare Advantage $738.10 ↑ +51%
Blue Cross Blue Shield of Arizona Medicare Advantage $738.10 ↑ +51%
Banner University Health Plan University Care Advantage $738.10 ↑ +51%
Mercy Care Mercy Care Advantage $738.10 ↑ +51%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $738.10 ↑ +51%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $738.10 ↑ +51%
Aetna Medicare Advantage $738.10 ↑ +51%
Banner Health Medicare Advantage $738.10 ↑ +51%
Health Choice Arizona, Inc. Medicare Advantage $738.10 ↑ +51%
Kaiser Foundation Health Plan Medicare Advantage $738.10 ↑ +51%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $738.10 ↑ +51%
Health Net Medicare $738.10 ↑ +51%
Wellpoint Medicare Advantage HMO $738.10 ↑ +51%
Care 1st Medicare Advantage $738.10 ↑ +51%
Carelon Medicare Advantage $775.00 ↑ +59%
Devoted Health Services Medicare Advantage $775.00 ↑ +59%
Arizona Priority Care Medicare Advantage $811.91 ↑ +67%
Gold Kidney Health Plan Medicare Advantage $811.91 ↑ +67%
Cigna Healthcare of Arizona, Inc. LocalFlex $829.79 ↑ +70%
Cigna Healthcare of Arizona, Inc. Commercial $867.68 ↑ +78%
Arizona Medical Network Commercial $884.10 ↑ +81%
Provider Network of America Commercial $947.25 ↑ +94%
Aetna Qualified Health Plan $1,003.82 ↑ +106%
United Healthcare Individual Exchange $1,033.34 ↑ +112%
Health Net Commerical Exchange Product $1,092.39 ↑ +124%
Oscar Health Plan Commercial $1,107.15 ↑ +127%
Health Choice Arizona, Inc. ACA Health Plan $1,107.15 ↑ +127%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $1,140.33 ↑ +134%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,140.33 ↑ +134%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,216.35 ↑ +149%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,277.16 ↑ +162%
Blue Cross Blue Shield of Arizona Commercial $1,520.44 ↑ +212%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,520.44 ↑ +212%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,520.44 ↑ +212%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Puncture spinal lumbar diagnostic at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $552.77 $66.16 – $1,277.43
Banner University Medical Center Phoenix Phoenix $654.23 $424.37 – $1,217.87
Banner University Medical Center Tucson Tucson $372.44 $333.45 – $1,217.87
Banner University Medical Center South Tucson $540.70 $359.10 – $1,217.87
Banner Baywood Medical Center Mesa $484.99 $424.37 – $1,217.87
Banner Boswell Medical Center Sun City $365.01 $442.05 – $1,217.87
Banner Casa Grande Medical Center Casa Grande $568.35 $442.05 – $1,107.15
Banner Del Webb Medical Center Sun City West $402.90 $442.05 – $1,217.87

All Arizona hospitals for this procedure →