healthcosts.net

Pelvic MRI (without contrast) at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$367.41

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,986.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.84 with Mercy Care vs $1,496.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $166.84 ↓ -55%
Banner University Health Plan AZ Medicaid - AHCCCS $166.84 ↓ -55%
Health Net Medicaid $166.84 ↓ -55%
Health Choice Arizona, Inc. Medicaid $166.84 ↓ -55%
Arizona Physicians IPA Medicaid $166.84 ↓ -55%
UPMC Health Plan Medicare Advantage $257.63 ↓ -30%
Gila River Health Care Corporation Managed Care Program $257.63 ↓ -30%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $257.63 ↓ -30%
Banner University Health Plan University Care Advantage $257.63 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $257.63 ↓ -30%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $257.63 ↓ -30%
Health Choice Arizona, Inc. Medicare Advantage $257.63 ↓ -30%
United Healthcare UHC Medicare Advantage $257.63 ↓ -30%
Aetna Medicare Advantage $257.63 ↓ -30%
Humana Medicare Advantage $257.63 ↓ -30%
Health Net Medicare $257.63 ↓ -30%
Wellpoint Medicare Advantage HMO $257.63 ↓ -30%
Blue Cross Blue Shield of Arizona Medicare Advantage $257.63 ↓ -30%
Mercy Care Mercy Care Advantage $257.63 ↓ -30%
Arizona Physicians IPA Medicare Advantage $257.63 ↓ -30%
Banner Health Medicare Advantage $257.63 ↓ -30%
Care 1st Medicare Advantage $257.63 ↓ -30%
Kaiser Foundation Health Plan Medicare Advantage $257.63 ↓ -30%
Carelon Medicare Advantage $270.51 ↓ -26%
Devoted Health Services Medicare Advantage $270.51 ↓ -26%
Gold Kidney Health Plan Medicare Advantage $283.39 ↓ -23%
Arizona Priority Care Medicare Advantage $283.39 ↓ -23%
Aetna Qualified Health Plan $350.38 ↓ -5%
United Healthcare Individual Exchange $360.68 ↓ -2%
Health Net Commerical Exchange Product $381.29 ↑ +4%
Oscar Health Plan Commercial $386.44 ↑ +5%
Health Choice Arizona, Inc. ACA Health Plan $386.44 ↑ +5%
Aetna Banner Employee Plans $487.00 ↑ +33%
Hospice of the Valley Medicare $695.10 ↑ +89%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $891.13 ↑ +143%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $891.13 ↑ +143%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $893.70 ↑ +143%
Plotkin Health Plotkin Health $893.70 ↑ +143%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $950.54 ↑ +159%
United Healthcare UHC Doctor's Plan $987.59 ↑ +169%
Aetna Joint Venture $990.00 ↑ +169%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $998.06 ↑ +172%
Aetna Medical Rental $1,046.62 ↑ +185%
Aetna Designated Group $1,052.00 ↑ +186%
Quiktrip Corporation Commercial $1,072.44 ↑ +192%
United Healthcare UHC Core $1,076.21 ↑ +193%
United Healthcare Commercial $1,165.03 ↑ +217%
Blue Cross Blue Shield of Arizona Commercial $1,188.18 ↑ +223%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,188.18 ↑ +223%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,188.18 ↑ +223%
Aetna Broad Network $1,238.00 ↑ +237%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +266%
Arizona Medical Network Commercial $1,390.20 ↑ +278%
Provider Network of America Commercial $1,489.50 ↑ +305%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +307%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pelvic MRI (without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $381.31 $166.84 – $1,489.50
Banner University Medical Center South Tucson $449.04 $166.84 – $2,273.60
Banner University Medical Center Tucson Tucson $525.77 $166.84 – $2,273.60
Banner Baywood Medical Center Mesa $351.52 $166.84 – $1,489.50
Banner Boswell Medical Center Sun City $291.94 $166.84 – $1,588.80
Banner Casa Grande Medical Center Casa Grande $393.23 $166.84 – $1,489.50
Banner Del Webb Medical Center Sun City West $293.93 $166.84 – $1,588.80
Banner Estrella Medical Center Phoenix $375.35 $166.84 – $1,489.50

All Arizona hospitals for this procedure →