MRI guid parenchymal tiss ablation at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$442.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,391.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$478.20 with Aetna vs $1,793.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $478.20 ↑ +8%
Mercy Care Mercy Medicaid $521.24 ↑ +18%
Banner University Health Plan AZ Medicaid - AHCCCS $521.24 ↑ +18%
Health Net Medicaid $521.24 ↑ +18%
Arizona Physicians IPA Medicaid $521.24 ↑ +18%
Health Choice Arizona, Inc. Medicaid $521.24 ↑ +18%
Aetna Qualified Health Plan $607.31 ↑ +37%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $618.19 ↑ +40%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $618.19 ↑ +40%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $659.41 ↑ +49%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $692.37 ↑ +57%
Health Choice Arizona, Inc. Medicare Advantage $717.30 ↑ +62%
Aetna Banner Employee Plans $803.38 ↑ +82%
Blue Cross Blue Shield of Arizona Commercial $824.26 ↑ +86%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $824.26 ↑ +86%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $824.26 ↑ +86%
Hospice of the Valley Medicare $836.85 ↑ +89%
Arizona Priority Care Medicare Advantage $956.40 ↑ +116%
Plotkin Health Plotkin Health $1,075.95 ↑ +143%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,075.95 ↑ +143%
Aetna Joint Venture $1,104.64 ↑ +150%
Aetna Designated Group $1,173.98 ↑ +165%
Health Choice Arizona, Inc. ACA Health Plan $1,195.50 ↑ +170%
Oscar Health Plan Commercial $1,195.50 ↑ +170%
Health Net Medicare $1,195.50 ↑ +170%
Aetna Medical Rental $1,260.06 ↑ +185%
Quiktrip Corporation Commercial $1,291.14 ↑ +192%
Health Net Commerical Exchange Product $1,291.14 ↑ +192%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +204%
Aetna Broad Network $1,379.61 ↑ +212%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +238%
Arizona Medical Network Commercial $1,673.70 ↑ +278%
Provider Network of America Commercial $1,793.25 ↑ +305%

Visitor-reported prices

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MRI guid parenchymal tiss ablation at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $459.07 $240.51 – $1,793.25
Banner Desert Medical Center Mesa $578.62 $478.20 – $1,793.25
Banner Estrella Medical Center Phoenix $451.90 $478.20 – $1,793.25
Banner Gateway Medical Center Gilbert $404.08 $478.20 – $1,793.25
Banner Payson Medical Center Payson $659.92 $277.98 – $1,051.20
Banner Thunderbird Medical Center Glendale $492.55 $72.99 – $1,793.25

All Arizona hospitals for this procedure →