Factor ix at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$17.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$79.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.04 with Cigna Healthcare of Arizona, Inc. vs $87.21 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $19.04 ↑ +7%
Care 1st Medicare Advantage $19.04 ↑ +7%
Humana Medicare Advantage $19.04 ↑ +7%
Arizona Physicians IPA Medicare Advantage $19.04 ↑ +7%
Arizona Physicians IPA Medicaid $19.04 ↑ +7%
Wellpoint Medicare Advantage HMO $19.04 ↑ +7%
Health Net Medicaid $19.04 ↑ +7%
Health Net Medicare $19.04 ↑ +7%
United Healthcare UHC Medicare Advantage $19.04 ↑ +7%
UPMC Health Plan Medicare Advantage $19.04 ↑ +7%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $19.04 ↑ +7%
Mercy Care Mercy Care Advantage $19.04 ↑ +7%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $19.04 ↑ +7%
Kaiser Foundation Health Plan Medicare Advantage $19.04 ↑ +7%
Health Choice Arizona, Inc. Medicare Advantage $19.04 ↑ +7%
Health Choice Arizona, Inc. Medicaid $19.04 ↑ +7%
Blue Cross Blue Shield of Arizona Medicare Advantage $19.04 ↑ +7%
Banner Health Medicare Advantage $19.04 ↑ +7%
Aetna Medicare Advantage $19.04 ↑ +7%
Gila River Health Care Corporation Managed Care Program $19.04 ↑ +7%
Banner University Health Plan AZ Medicaid - AHCCCS $19.04 ↑ +7%
Banner University Health Plan University Care Advantage $19.04 ↑ +7%
Mercy Care Mercy Medicaid $19.04 ↑ +7%
Carelon Medicare Advantage $19.99 ↑ +12%
Devoted Health Services Medicare Advantage $19.99 ↑ +12%
Arizona Priority Care Medicare Advantage $20.94 ↑ +17%
Gold Kidney Health Plan Medicare Advantage $20.94 ↑ +17%
Aetna Banner Employee Plans $25.20 ↑ +41%
Aetna Qualified Health Plan $25.89 ↑ +45%
Hospice of the Valley Medicare $26.25 ↑ +47%
United Healthcare Individual Exchange $26.66 ↑ +49%
Health Net Commerical Exchange Product $28.18 ↑ +58%
Oscar Health Plan Commercial $28.56 ↑ +60%
Health Choice Arizona, Inc. ACA Health Plan $28.56 ↑ +60%
Cigna Healthcare of Arizona, Inc. LocalFlex $33.43 ↑ +87%
Plotkin Health Plotkin Health $33.75 ↑ +89%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $33.75 ↑ +89%
United Healthcare UHC Doctor's Plan $35.21 ↑ +97%
Cigna Healthcare of Arizona, Inc. Commercial $37.14 ↑ +108%
United Healthcare UHC Core $38.94 ↑ +118%
Aetna Medical Rental $39.52 ↑ +121%
Quiktrip Corporation Commercial $40.50 ↑ +127%
United Healthcare Commercial $42.84 ↑ +140%
Arizona Medical Network Commercial $52.50 ↑ +194%
Provider Network of America Commercial $56.25 ↑ +215%
Aetna Joint Venture $63.94 ↑ +258%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $65.41 ↑ +266%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $65.41 ↑ +266%
Aetna Designated Group $67.93 ↑ +281%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $69.77 ↑ +291%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $73.26 ↑ +310%
Aetna Broad Network $79.93 ↑ +348%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $87.21 ↑ +389%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $87.21 ↑ +389%
Blue Cross Blue Shield of Arizona Commercial $87.21 ↑ +389%

Visitor-reported prices

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Factor ix at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $166.05 $10.67 – $58.65
Banner University Medical Center Phoenix Phoenix $14.46 $19.04 – $56.25
Banner University Medical Center Tucson Tucson $10.82 $19.04 – $60.00
Banner University Medical Center South Tucson $10.27 $19.04 – $60.00
Banner Baywood Medical Center Mesa $35.55 $19.04 – $56.25
Banner Behavioral Health Hospital Scottsdale $46.28 $19.04 – $55.30
Banner Boswell Medical Center Sun City $14.62 $19.04 – $60.00
Banner Casa Grande Medical Center Casa Grande $16.75 $19.04 – $56.25

All Arizona hospitals for this procedure →