X-ray skull > 4 views complete at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$285.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$748.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.85 with United vs $590.92 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $46.85 ↓ -84%
Health Choice Medicaid|All Plans $46.85 ↓ -84%
BCBS - AZ Commercial|MaricopaFocus $91.19 ↓ -68%
BCBS - AZ Commercial|Neighborhood $91.19 ↓ -68%
United Medicare|Dual Complete $110.60 ↓ -61%
Care 1st Medicare|All Plans $113.34 ↓ -60%
Humana Medicare|All Plans $113.34 ↓ -60%
Optum Medicare|OptumCare $113.34 ↓ -60%
Aetna Medicare|All Plans $113.34 ↓ -60%
First Health Medicare|All Plans $113.34 ↓ -60%
United Medicare|All Other Plans $113.34 ↓ -60%
Cigna Medicare|All Plans $113.34 ↓ -60%
BCBS - AZ Medicare|All Plans $113.34 ↓ -60%
Health Choice Medicare|All Plans $113.34 ↓ -60%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -60%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -60%
Devoted Health Medicare|All Plans $116.74 ↓ -59%
BCBS - AZ Commercial|All Other Plans $121.58 ↓ -57%
Optum Medicare|OptumHealth $124.67 ↓ -56%
United Commercial|DignityHealthEmployee $142.12 ↓ -50%
BCBS - AZ Commercial|Workers Comp $180.20 ↓ -37%
Aetna Commercial|All Plans $195.69 ↓ -32%
Cigna Commercial|Exchange $233.09 ↓ -18%
United Commercial|Navigate $235.69 ↓ -18%
United Commercial|Options PPO $235.69 ↓ -18%
United Commercial|All Other Plans $235.69 ↓ -18%
Cigna Commercial|LocalPlus SureFit $249.50 ↓ -13%
Aetna Commercial|HMO $317.57 ↑ +11%
Aetna Commercial|All Other Plans $317.57 ↑ +11%
Aetna Commercial|PPO $317.57 ↑ +11%
Cigna Commercial|All Other Plans $328.29 ↑ +15%
Optum Commercial|OptumHealth $351.56 ↑ +23%
Cigna Commercial|LifeSource $411.40 ↑ +44%
Other Commercial|NTN $448.80 ↑ +57%
LifeTrac Commercial|All Plans $486.20 ↑ +70%
First Health Commercial|All Plans $493.68 ↑ +73%
Health Net Commercial|Interlink $523.60 ↑ +83%
MultiPlan Commercial|All Plans $590.92 ↑ +107%

Visitor-reported prices

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X-ray skull > 4 views complete at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $121.26 $48.89 – $322.50
Banner Estrella Medical Center Phoenix $112.23 $79.00 – $322.50
Arizona General Hospital Laveen Phoenix $196.26 $46.85 – $700.17
Banner University Medical Center Tucson Tucson $178.50 $61.69 – $476.00
Banner University Medical Center South Tucson $183.26 $61.69 – $476.00
Banner Baywood Medical Center Mesa $123.84 $79.00 – $322.50
Banner Behavioral Health Hospital Scottsdale $251.93 $38.96 – $301.00
Banner Boswell Medical Center Sun City $104.92 $79.00 – $344.00

All Arizona hospitals for this procedure →