X-ray sinuses paranasal complete > 3 views at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$208.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$546.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.34 with United vs $431.34 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $39.34 ↓ -81%
Health Choice Medicaid|All Plans $39.34 ↓ -81%
BCBS - AZ Commercial|MaricopaFocus $79.55 ↓ -62%
BCBS - AZ Commercial|Neighborhood $79.55 ↓ -62%
United Medicare|Dual Complete $91.58 ↓ -56%
Care 1st Medicare|All Plans $93.85 ↓ -55%
Humana Medicare|All Plans $93.85 ↓ -55%
Optum Medicare|OptumCare $93.85 ↓ -55%
Aetna Medicare|All Plans $93.85 ↓ -55%
First Health Medicare|All Plans $93.85 ↓ -55%
United Medicare|All Other Plans $93.85 ↓ -55%
Cigna Medicare|All Plans $93.85 ↓ -55%
BCBS - AZ Medicare|All Plans $93.85 ↓ -55%
Health Choice Medicare|All Plans $93.85 ↓ -55%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -55%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -55%
Devoted Health Medicare|All Plans $96.67 ↓ -54%
Optum Medicare|OptumHealth $103.23 ↓ -51%
United Commercial|DignityHealthEmployee $103.74 ↓ -50%
BCBS - AZ Commercial|All Other Plans $106.07 ↓ -49%
BCBS - AZ Commercial|Workers Comp $157.21 ↓ -25%
Aetna Commercial|All Plans $170.67 ↓ -18%
Cigna Commercial|Exchange $189.46 ↓ -9%
United Commercial|Navigate $194.81 ↓ -7%
United Commercial|Options PPO $194.81 ↓ -7%
United Commercial|All Other Plans $194.81 ↓ -7%
Cigna Commercial|LocalPlus SureFit $202.81 ↓ -3%
Optum Commercial|OptumHealth $256.62 ↑ +23%
Cigna Commercial|All Other Plans $266.85 ↑ +28%
Aetna Commercial|HMO $276.96 ↑ +33%
Aetna Commercial|All Other Plans $276.96 ↑ +33%
Aetna Commercial|PPO $276.96 ↑ +33%
Cigna Commercial|LifeSource $300.30 ↑ +44%
Other Commercial|NTN $327.60 ↑ +57%
LifeTrac Commercial|All Plans $354.90 ↑ +70%
First Health Commercial|All Plans $360.36 ↑ +73%
Health Net Commercial|Interlink $382.20 ↑ +83%
MultiPlan Commercial|All Plans $431.34 ↑ +107%

Visitor-reported prices

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X-ray sinuses paranasal complete > 3 views at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $95.60 $42.65 – $254.25
Banner Estrella Medical Center Phoenix $88.48 $58.65 – $254.25
Arizona General Hospital Laveen Phoenix $108.55 $39.34 – $387.26
Mercy Gilbert Medical Center Gilbert $215.75 $39.34 – $270.27
Banner University Medical Center Tucson Tucson $201.30 $51.98 – $536.80
Banner University Medical Center South Tucson $206.67 $51.98 – $536.80
Banner Baywood Medical Center Mesa $97.63 $58.65 – $254.25
Banner Boswell Medical Center Sun City $82.72 $58.65 – $271.20

All Arizona hospitals for this procedure →