X-ray ribs w/posterior anterior chest 3 views left at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$359.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$941.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.34 with United vs $743.39 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $44.34 ↓ -88%
Health Choice Medicaid|All Plans $44.34 ↓ -88%
BCBS - AZ Commercial|MaricopaFocus $86.35 ↓ -76%
BCBS - AZ Commercial|Neighborhood $86.35 ↓ -76%
United Medicare|Dual Complete $110.60 ↓ -69%
Care 1st Medicare|All Plans $113.34 ↓ -68%
Humana Medicare|All Plans $113.34 ↓ -68%
Optum Medicare|OptumCare $113.34 ↓ -68%
Aetna Medicare|All Plans $113.34 ↓ -68%
First Health Medicare|All Plans $113.34 ↓ -68%
United Medicare|All Other Plans $113.34 ↓ -68%
Cigna Medicare|All Plans $113.34 ↓ -68%
BCBS - AZ Medicare|All Plans $113.34 ↓ -68%
Health Choice Medicare|All Plans $113.34 ↓ -68%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -68%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -68%
BCBS - AZ Commercial|All Other Plans $115.13 ↓ -68%
Devoted Health Medicare|All Plans $116.74 ↓ -68%
Optum Medicare|OptumHealth $124.67 ↓ -65%
BCBS - AZ Commercial|Workers Comp $170.64 ↓ -53%
United Commercial|DignityHealthEmployee $178.79 ↓ -50%
Aetna Commercial|All Plans $183.21 ↓ -49%
Cigna Commercial|Exchange $233.09 ↓ -35%
United Commercial|Navigate $235.69 ↓ -34%
United Commercial|Options PPO $235.69 ↓ -34%
United Commercial|All Other Plans $235.69 ↓ -34%
Cigna Commercial|LocalPlus SureFit $249.50 ↓ -31%
Aetna Commercial|HMO $297.31 ↓ -17%
Aetna Commercial|All Other Plans $297.31 ↓ -17%
Aetna Commercial|PPO $297.31 ↓ -17%
Cigna Commercial|All Other Plans $328.29 ↓ -9%
Optum Commercial|OptumHealth $442.27 ↑ +23%
Cigna Commercial|LifeSource $517.55 ↑ +44%
Other Commercial|NTN $564.60 ↑ +57%
LifeTrac Commercial|All Plans $611.65 ↑ +70%
First Health Commercial|All Plans $621.06 ↑ +73%
Health Net Commercial|Interlink $658.70 ↑ +83%
MultiPlan Commercial|All Plans $743.39 ↑ +107%

Visitor-reported prices

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X-ray ribs w/posterior anterior chest 3 views left at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $93.34 $46.29 – $248.25
Banner Estrella Medical Center Phoenix $86.39 $79.00 – $248.25
Arizona General Hospital Laveen Phoenix $204.73 $44.34 – $730.40
Banner University Medical Center Tucson Tucson $144.60 $58.02 – $385.60
Banner University Medical Center South Tucson $148.46 $58.02 – $385.60
Banner Baywood Medical Center Mesa $95.33 $79.00 – $248.25
Banner Boswell Medical Center Sun City $80.76 $79.00 – $264.80
Banner Casa Grande Medical Center Casa Grande $71.16 $58.02 – $248.25

All Arizona hospitals for this procedure →