X-ray pelvis complete > 3 views at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$406.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,063.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.34 with United vs $839.77 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $44.34 ↓ -89%
Health Choice Medicaid|All Plans $44.34 ↓ -89%
BCBS - AZ Commercial|MaricopaFocus $88.31 ↓ -78%
BCBS - AZ Commercial|Neighborhood $88.31 ↓ -78%
United Medicare|Dual Complete $110.60 ↓ -73%
Care 1st Medicare|All Plans $113.34 ↓ -72%
Humana Medicare|All Plans $113.34 ↓ -72%
Optum Medicare|OptumCare $113.34 ↓ -72%
Aetna Medicare|All Plans $113.34 ↓ -72%
First Health Medicare|All Plans $113.34 ↓ -72%
United Medicare|All Other Plans $113.34 ↓ -72%
Cigna Medicare|All Plans $113.34 ↓ -72%
BCBS - AZ Medicare|All Plans $113.34 ↓ -72%
Health Choice Medicare|All Plans $113.34 ↓ -72%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -72%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -72%
Devoted Health Medicare|All Plans $116.74 ↓ -71%
BCBS - AZ Commercial|All Other Plans $117.74 ↓ -71%
Optum Medicare|OptumHealth $124.67 ↓ -69%
BCBS - AZ Commercial|Workers Comp $174.50 ↓ -57%
Aetna Commercial|All Plans $187.33 ↓ -54%
United Commercial|DignityHealthEmployee $201.97 ↓ -50%
Cigna Commercial|Exchange $233.09 ↓ -43%
United Commercial|Navigate $235.69 ↓ -42%
United Commercial|Options PPO $235.69 ↓ -42%
United Commercial|All Other Plans $235.69 ↓ -42%
Cigna Commercial|LocalPlus SureFit $249.50 ↓ -39%
Aetna Commercial|HMO $304.00 ↓ -25%
Aetna Commercial|All Other Plans $304.00 ↓ -25%
Aetna Commercial|PPO $304.00 ↓ -25%
Cigna Commercial|All Other Plans $328.29 ↓ -19%
Optum Commercial|OptumHealth $499.61 ↑ +23%
Cigna Commercial|LifeSource $584.65 ↑ +44%
Other Commercial|NTN $637.80 ↑ +57%
LifeTrac Commercial|All Plans $690.95 ↑ +70%
First Health Commercial|All Plans $701.58 ↑ +73%
Health Net Commercial|Interlink $744.10 ↑ +83%
MultiPlan Commercial|All Plans $839.77 ↑ +107%

Visitor-reported prices

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X-ray pelvis complete > 3 views at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $124.36 $47.34 – $330.75
Banner Estrella Medical Center Phoenix $115.10 $79.00 – $330.75
Mercy Gilbert Medical Center Gilbert $255.60 $44.34 – $318.78
Banner University Medical Center Tucson Tucson $138.90 $57.98 – $370.40
Banner University Medical Center South Tucson $142.60 $57.98 – $370.40
Banner Baywood Medical Center Mesa $127.01 $79.00 – $330.75
Banner Behavioral Health Hospital Scottsdale $258.37 $37.73 – $308.70
Banner Boswell Medical Center Sun City $107.60 $79.00 – $352.80

All Arizona hospitals for this procedure →