X-ray nasal bones complete > 3 views at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$163.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$428.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.34 with United vs $338.12 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $39.34 ↓ -76%
Health Choice Medicaid|All Plans $39.34 ↓ -76%
United Commercial|DignityHealthEmployee $81.32 ↓ -50%
BCBS - AZ Commercial|Neighborhood $86.35 ↓ -47%
BCBS - AZ Commercial|MaricopaFocus $86.35 ↓ -47%
United Medicare|Dual Complete $91.58 ↓ -44%
Care 1st Medicare|All Plans $93.85 ↓ -43%
Humana Medicare|All Plans $93.85 ↓ -43%
Optum Medicare|OptumCare $93.85 ↓ -43%
Aetna Medicare|All Plans $93.85 ↓ -43%
First Health Medicare|All Plans $93.85 ↓ -43%
United Medicare|All Other Plans $93.85 ↓ -43%
Cigna Medicare|All Plans $93.85 ↓ -43%
BCBS - AZ Medicare|All Plans $93.85 ↓ -43%
Health Choice Medicare|All Plans $93.85 ↓ -43%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -43%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -43%
Devoted Health Medicare|All Plans $96.67 ↓ -41%
Optum Medicare|OptumHealth $103.23 ↓ -37%
BCBS - AZ Commercial|All Other Plans $115.13 ↓ -30%
BCBS - AZ Commercial|Workers Comp $170.64 ↑ +4%
Aetna Commercial|All Plans $185.30 ↑ +13%
Cigna Commercial|Exchange $189.46 ↑ +16%
United Commercial|Options PPO $194.81 ↑ +19%
United Commercial|All Other Plans $194.81 ↑ +19%
United Commercial|Navigate $194.81 ↑ +19%
Optum Commercial|OptumHealth $201.16 ↑ +23%
Cigna Commercial|LocalPlus SureFit $202.81 ↑ +24%
Cigna Commercial|LifeSource $235.40 ↑ +44%
Other Commercial|NTN $256.80 ↑ +57%
Cigna Commercial|All Other Plans $266.85 ↑ +63%
LifeTrac Commercial|All Plans $278.20 ↑ +70%
First Health Commercial|All Plans $282.48 ↑ +73%
Health Net Commercial|Interlink $299.60 ↑ +83%
Aetna Commercial|All Other Plans $300.71 ↑ +84%
Aetna Commercial|PPO $300.71 ↑ +84%
Aetna Commercial|HMO $300.71 ↑ +84%
MultiPlan Commercial|All Plans $338.12 ↑ +107%

Visitor-reported prices

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X-ray nasal bones complete > 3 views at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $84.88 $46.29 – $225.75
Banner Estrella Medical Center Phoenix $78.56 $58.65 – $225.75
Arizona General Hospital Laveen Phoenix $93.21 $39.34 – $332.52
Mercy Gilbert Medical Center Gilbert $290.78 $39.34 – $364.21
Banner University Medical Center Tucson Tucson $130.80 $52.31 – $348.80
Banner University Medical Center South Tucson $134.29 $52.31 – $348.80
Banner Baywood Medical Center Mesa $86.69 $58.65 – $225.75
Banner Behavioral Health Hospital Scottsdale $176.35 $36.89 – $210.70

All Arizona hospitals for this procedure →