X-ray humerus >= 2 views left at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$325.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$853.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.62 with United vs $545.89 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $33.62 ↓ -90%
Health Choice Medicaid|All Plans $33.62 ↓ -90%
BCBS - AZ Commercial|MaricopaFocus $70.80 ↓ -78%
BCBS - AZ Commercial|Neighborhood $70.80 ↓ -78%
United Medicare|Dual Complete $91.58 ↓ -72%
Care 1st Medicare|All Plans $93.85 ↓ -71%
Humana Medicare|All Plans $93.85 ↓ -71%
Optum Medicare|OptumCare $93.85 ↓ -71%
Aetna Medicare|All Plans $93.85 ↓ -71%
First Health Medicare|All Plans $93.85 ↓ -71%
United Medicare|All Other Plans $93.85 ↓ -71%
Cigna Medicare|All Plans $93.85 ↓ -71%
BCBS - AZ Medicare|All Plans $93.85 ↓ -71%
Health Choice Medicare|All Plans $93.85 ↓ -71%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -71%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -71%
BCBS - AZ Commercial|All Other Plans $94.40 ↓ -71%
Devoted Health Medicare|All Plans $96.67 ↓ -70%
Optum Medicare|OptumHealth $103.23 ↓ -68%
United Commercial|DignityHealthEmployee $131.29 ↓ -60%
BCBS - AZ Commercial|Workers Comp $139.91 ↓ -57%
Aetna Commercial|All Plans $149.83 ↓ -54%
Cigna Commercial|Exchange $189.46 ↓ -42%
United Commercial|Navigate $194.81 ↓ -40%
United Commercial|Options PPO $194.81 ↓ -40%
United Commercial|All Other Plans $194.81 ↓ -40%
Cigna Commercial|LocalPlus SureFit $202.81 ↓ -38%
Aetna Commercial|HMO $243.14 ↓ -25%
Aetna Commercial|All Other Plans $243.14 ↓ -25%
Aetna Commercial|PPO $243.14 ↓ -25%
Cigna Commercial|All Other Plans $266.85 ↓ -18%
Optum Commercial|OptumHealth $324.77 ↓ -0%
Cigna Commercial|LifeSource $380.05 ↑ +17%
Other Commercial|NTN $414.60 ↑ +27%
LifeTrac Commercial|All Plans $449.15 ↑ +38%
First Health Commercial|All Plans $456.06 ↑ +40%
Health Net Commercial|Interlink $483.70 ↑ +48%
MultiPlan Commercial|All Plans $545.89 ↑ +68%

Visitor-reported prices

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X-ray humerus >= 2 views left at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $99.26 $37.96 – $347.17
Banner Estrella Medical Center Phoenix $91.87 $58.65 – $347.17
Arizona General Hospital Laveen Phoenix $193.74 $33.62 – $594.78
Banner University Medical Center Tucson Tucson $139.80 $58.65 – $409.57
Banner University Medical Center South Tucson $143.53 $58.63 – $409.57
Banner Baywood Medical Center Mesa $101.38 $58.65 – $347.17
Banner Behavioral Health Hospital Scottsdale $206.23 $30.25 – $246.40
Banner Boswell Medical Center Sun City $85.89 $58.65 – $347.17

All Arizona hospitals for this procedure →