X-ray heel/calcaneus > 2 views (both sides) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$148.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$389.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.04 with United vs $298.62 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $30.04 ↓ -80%
Health Choice Medicaid|All Plans $30.04 ↓ -80%
BCBS - AZ Commercial|Neighborhood $61.09 ↓ -59%
BCBS - AZ Commercial|MaricopaFocus $61.09 ↓ -59%
United Commercial|DignityHealthEmployee $71.82 ↓ -52%
BCBS - AZ Commercial|All Other Plans $81.45 ↓ -45%
United Medicare|Dual Complete $91.58 ↓ -38%
Care 1st Medicare|All Plans $93.85 ↓ -37%
Humana Medicare|All Plans $93.85 ↓ -37%
Optum Medicare|OptumCare $93.85 ↓ -37%
Aetna Medicare|All Plans $93.85 ↓ -37%
First Health Medicare|All Plans $93.85 ↓ -37%
United Medicare|All Other Plans $93.85 ↓ -37%
Cigna Medicare|All Plans $93.85 ↓ -37%
BCBS - AZ Medicare|All Plans $93.85 ↓ -37%
Health Choice Medicare|All Plans $93.85 ↓ -37%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -37%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -37%
Devoted Health Medicare|All Plans $96.67 ↓ -35%
Optum Medicare|OptumHealth $103.23 ↓ -31%
BCBS - AZ Commercial|Workers Comp $120.72 ↓ -19%
Aetna Commercial|All Plans $131.08 ↓ -12%
Optum Commercial|OptumHealth $177.66 ↑ +20%
Cigna Commercial|Exchange $189.46 ↑ +27%
United Commercial|All Other Plans $194.81 ↑ +31%
United Commercial|Options PPO $194.81 ↑ +31%
United Commercial|Navigate $194.81 ↑ +31%
Cigna Commercial|LocalPlus SureFit $202.81 ↑ +36%
Cigna Commercial|LifeSource $207.90 ↑ +40%
Aetna Commercial|HMO $212.71 ↑ +43%
Aetna Commercial|PPO $212.71 ↑ +43%
Aetna Commercial|All Other Plans $212.71 ↑ +43%
Other Commercial|NTN $226.80 ↑ +53%
LifeTrac Commercial|All Plans $245.70 ↑ +65%
First Health Commercial|All Plans $256.74 ↑ +73%
Health Net Commercial|Interlink $264.60 ↑ +78%
Cigna Commercial|All Other Plans $266.85 ↑ +80%
MultiPlan Commercial|All Plans $298.62 ↑ +101%

Visitor-reported prices

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X-ray heel/calcaneus > 2 views (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $80.93 $32.75 – $347.17
Banner Estrella Medical Center Phoenix $74.91 $57.40 – $347.17
Arizona General Hospital Laveen Phoenix $195.57 $30.04 – $363.57
Banner University Medical Center Tucson Tucson $103.80 $58.65 – $409.57
Banner University Medical Center South Tucson $106.57 $50.59 – $409.57
Banner Baywood Medical Center Mesa $82.66 $57.40 – $347.17
Banner Boswell Medical Center Sun City $70.03 $57.40 – $347.17
Banner Casa Grande Medical Center Casa Grande $61.70 $49.30 – $333.39

All Arizona hospitals for this procedure →