X-ray finger(s) >= 2 views (both sides) at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$218.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$573.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$40.05 with United vs $436.59 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $40.05 | ↓ -82% |
| Health Choice | Medicaid|All Plans | $40.05 | ↓ -82% |
| United | Medicare|Dual Complete | $91.58 | ↓ -58% |
| BCBS - AZ | Commercial|MaricopaFocus | $92.18 | ↓ -58% |
| BCBS - AZ | Commercial|Neighborhood | $92.18 | ↓ -58% |
| Care 1st | Medicare|All Plans | $93.85 | ↓ -57% |
| Humana | Medicare|All Plans | $93.85 | ↓ -57% |
| Optum | Medicare|OptumCare | $93.85 | ↓ -57% |
| Aetna | Medicare|All Plans | $93.85 | ↓ -57% |
| First Health | Medicare|All Plans | $93.85 | ↓ -57% |
| United | Medicare|All Other Plans | $93.85 | ↓ -57% |
| Cigna | Medicare|All Plans | $93.85 | ↓ -57% |
| BCBS - AZ | Medicare|All Plans | $93.85 | ↓ -57% |
| Health Choice | Medicare|All Plans | $93.85 | ↓ -57% |
| Mercy Care Plan | Medicaid|All Plans | $93.85 | ↓ -57% |
| Mercy Care Plan | Medicare|All Plans | $93.85 | ↓ -57% |
| Devoted Health | Medicare|All Plans | $96.67 | ↓ -56% |
| United | Commercial|DignityHealthEmployee | $102.41 | ↓ -53% |
| Optum | Medicare|OptumHealth | $103.23 | ↓ -53% |
| BCBS - AZ | Commercial|All Other Plans | $122.91 | ↓ -44% |
| BCBS - AZ | Commercial|Workers Comp | $182.16 | ↓ -17% |
| Cigna | Commercial|Exchange | $189.46 | ↓ -13% |
| Aetna | Commercial|All Plans | $191.51 | ↓ -13% |
| United | Commercial|Navigate | $194.81 | ↓ -11% |
| United | Commercial|Options PPO | $194.81 | ↓ -11% |
| United | Commercial|All Other Plans | $194.81 | ↓ -11% |
| Cigna | Commercial|LocalPlus SureFit | $202.81 | ↓ -7% |
| Optum | Commercial|OptumHealth | $261.32 | ↑ +19% |
| Cigna | Commercial|All Other Plans | $266.85 | ↑ +22% |
| Cigna | Commercial|LifeSource | $305.80 | ↑ +40% |
| Aetna | Commercial|All Other Plans | $310.78 | ↑ +42% |
| Aetna | Commercial|PPO | $310.78 | ↑ +42% |
| Aetna | Commercial|HMO | $310.78 | ↑ +42% |
| Other | Commercial|NTN | $333.60 | ↑ +52% |
| First Health | Commercial|All Plans | $355.74 | ↑ +63% |
| LifeTrac | Commercial|All Plans | $361.40 | ↑ +65% |
| Health Net | Commercial|Interlink | $389.20 | ↑ +78% |
| MultiPlan | Commercial|All Plans | $436.59 | ↑ +99% |
Visitor-reported prices
Comments
X-ray finger(s) >= 2 views (both sides) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $73.32 | $49.42 – $347.17 |
| Banner Estrella Medical Center | Phoenix | $67.86 | $52.00 – $347.17 |
| Arizona General Hospital Laveen | Phoenix | $125.95 | $40.05 – $449.35 |
| Banner University Medical Center Tucson | Tucson | $91.80 | $58.65 – $409.57 |
| Banner University Medical Center South | Tucson | $94.25 | $58.65 – $409.57 |
| Banner Baywood Medical Center | Mesa | $74.88 | $52.00 – $347.17 |
| Banner Behavioral Health Hospital | Scottsdale | $152.33 | $39.38 – $182.00 |
| Banner Boswell Medical Center | Sun City | $63.44 | $52.00 – $347.17 |