X-ray facial bones complete > 3 views at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$232.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$608.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.71 with United vs $480.32 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $49.71 ↓ -79%
Health Choice Medicaid|All Plans $49.71 ↓ -79%
BCBS - AZ Commercial|MaricopaFocus $101.90 ↓ -56%
BCBS - AZ Commercial|Neighborhood $101.90 ↓ -56%
United Medicare|Dual Complete $110.60 ↓ -52%
Care 1st Medicare|All Plans $113.34 ↓ -51%
Humana Medicare|All Plans $113.34 ↓ -51%
Optum Medicare|OptumCare $113.34 ↓ -51%
Aetna Medicare|All Plans $113.34 ↓ -51%
First Health Medicare|All Plans $113.34 ↓ -51%
United Medicare|All Other Plans $113.34 ↓ -51%
Cigna Medicare|All Plans $113.34 ↓ -51%
BCBS - AZ Medicare|All Plans $113.34 ↓ -51%
Health Choice Medicare|All Plans $113.34 ↓ -51%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -51%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -51%
United Commercial|DignityHealthEmployee $115.52 ↓ -50%
Devoted Health Medicare|All Plans $116.74 ↓ -50%
Optum Medicare|OptumHealth $124.67 ↓ -46%
BCBS - AZ Commercial|All Other Plans $135.86 ↓ -42%
BCBS - AZ Commercial|Workers Comp $201.36 ↓ -13%
Aetna Commercial|All Plans $218.62 ↓ -6%
Cigna Commercial|Exchange $233.09 ↑ +0%
United Commercial|Navigate $235.69 ↑ +1%
United Commercial|Options PPO $235.69 ↑ +1%
United Commercial|All Other Plans $235.69 ↑ +1%
Cigna Commercial|LocalPlus SureFit $249.50 ↑ +7%
Optum Commercial|OptumHealth $285.76 ↑ +23%
Cigna Commercial|All Other Plans $328.29 ↑ +41%
Cigna Commercial|LifeSource $334.40 ↑ +44%
Aetna Commercial|All Other Plans $354.78 ↑ +53%
Aetna Commercial|PPO $354.78 ↑ +53%
Aetna Commercial|HMO $354.78 ↑ +53%
Other Commercial|NTN $364.80 ↑ +57%
LifeTrac Commercial|All Plans $395.20 ↑ +70%
First Health Commercial|All Plans $401.28 ↑ +73%
Health Net Commercial|Interlink $425.60 ↑ +83%
MultiPlan Commercial|All Plans $480.32 ↑ +107%

Visitor-reported prices

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X-ray facial bones complete > 3 views at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $98.98 $54.63 – $263.25
Banner Estrella Medical Center Phoenix $91.61 $79.00 – $263.25
Arizona General Hospital Laveen Phoenix $171.75 $49.71 – $612.75
Mercy Gilbert Medical Center Gilbert $279.71 $49.71 – $350.35
Banner University Medical Center Tucson Tucson $162.60 $65.29 – $433.60
Banner University Medical Center South Tucson $166.94 $65.29 – $433.60
Banner Baywood Medical Center Mesa $101.09 $79.00 – $263.25
Banner Behavioral Health Hospital Scottsdale $205.64 $43.53 – $245.70

All Arizona hospitals for this procedure →