X-ray exam of eye sockets at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$227.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$595.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.42 with United vs $470.05 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $50.42 ↓ -78%
Health Choice Medicaid|All Plans $50.42 ↓ -78%
BCBS - AZ Commercial|Neighborhood $100.90 ↓ -56%
BCBS - AZ Commercial|MaricopaFocus $100.90 ↓ -56%
United Medicare|Dual Complete $110.60 ↓ -51%
United Commercial|DignityHealthEmployee $113.05 ↓ -50%
Care 1st Medicare|All Plans $113.34 ↓ -50%
Humana Medicare|All Plans $113.34 ↓ -50%
Optum Medicare|OptumCare $113.34 ↓ -50%
Aetna Medicare|All Plans $113.34 ↓ -50%
First Health Medicare|All Plans $113.34 ↓ -50%
United Medicare|All Other Plans $113.34 ↓ -50%
Cigna Medicare|All Plans $113.34 ↓ -50%
BCBS - AZ Medicare|All Plans $113.34 ↓ -50%
Health Choice Medicare|All Plans $113.34 ↓ -50%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -50%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -50%
Devoted Health Medicare|All Plans $116.74 ↓ -49%
Optum Medicare|OptumHealth $124.67 ↓ -45%
BCBS - AZ Commercial|All Other Plans $134.53 ↓ -41%
BCBS - AZ Commercial|Workers Comp $199.39 ↓ -12%
Aetna Commercial|All Plans $218.62 ↓ -4%
Cigna Commercial|Exchange $233.09 ↑ +3%
United Commercial|All Other Plans $235.69 ↑ +4%
United Commercial|Options PPO $235.69 ↑ +4%
United Commercial|Navigate $235.69 ↑ +4%
Cigna Commercial|LocalPlus SureFit $249.50 ↑ +10%
Optum Commercial|OptumHealth $279.65 ↑ +23%
Cigna Commercial|LifeSource $327.25 ↑ +44%
Cigna Commercial|All Other Plans $328.29 ↑ +44%
Aetna Commercial|All Other Plans $354.78 ↑ +56%
Aetna Commercial|PPO $354.78 ↑ +56%
Aetna Commercial|HMO $354.78 ↑ +56%
Other Commercial|NTN $357.00 ↑ +57%
LifeTrac Commercial|All Plans $386.75 ↑ +70%
First Health Commercial|All Plans $392.70 ↑ +73%
Health Net Commercial|Interlink $416.50 ↑ +83%
MultiPlan Commercial|All Plans $470.05 ↑ +107%

Visitor-reported prices

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X-ray exam of eye sockets at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $122.11 $54.10 – $324.75
Banner Estrella Medical Center Phoenix $113.01 $79.00 – $324.75
Arizona General Hospital Laveen Phoenix $173.36 $50.42 – $618.47
Mercy Gilbert Medical Center Gilbert $233.21 $50.42 – $291.83
Banner University Medical Center Tucson Tucson $147.30 $66.71 – $392.80
Banner University Medical Center South Tucson $151.23 $66.71 – $392.80
Banner Baywood Medical Center Mesa $124.70 $79.00 – $324.75
Banner Boswell Medical Center Sun City $105.65 $79.00 – $346.40

All Arizona hospitals for this procedure →