X-ray elbow 2 views (both sides) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$279.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$731.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.76 with United vs $465.31 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $30.76 ↓ -89%
Health Choice Medicaid|All Plans $30.76 ↓ -89%
BCBS - AZ Commercial|Neighborhood $62.05 ↓ -78%
BCBS - AZ Commercial|MaricopaFocus $62.05 ↓ -78%
BCBS - AZ Commercial|All Other Plans $82.73 ↓ -70%
United Medicare|Dual Complete $91.58 ↓ -67%
Care 1st Medicare|All Plans $93.85 ↓ -66%
Humana Medicare|All Plans $93.85 ↓ -66%
Optum Medicare|OptumCare $93.85 ↓ -66%
Aetna Medicare|All Plans $93.85 ↓ -66%
First Health Medicare|All Plans $93.85 ↓ -66%
United Medicare|All Other Plans $93.85 ↓ -66%
Cigna Medicare|All Plans $93.85 ↓ -66%
BCBS - AZ Medicare|All Plans $93.85 ↓ -66%
Health Choice Medicare|All Plans $93.85 ↓ -66%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -66%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -66%
Devoted Health Medicare|All Plans $96.67 ↓ -65%
Optum Medicare|OptumHealth $103.23 ↓ -63%
United Commercial|DignityHealthEmployee $111.91 ↓ -60%
BCBS - AZ Commercial|Workers Comp $122.62 ↓ -56%
Aetna Commercial|All Plans $131.08 ↓ -53%
Cigna Commercial|Exchange $189.46 ↓ -32%
United Commercial|All Other Plans $194.81 ↓ -30%
United Commercial|Options PPO $194.81 ↓ -30%
United Commercial|Navigate $194.81 ↓ -30%
Cigna Commercial|LocalPlus SureFit $202.81 ↓ -27%
Aetna Commercial|PPO $212.71 ↓ -24%
Aetna Commercial|HMO $212.71 ↓ -24%
Aetna Commercial|All Other Plans $212.71 ↓ -24%
Cigna Commercial|All Other Plans $266.85 ↓ -4%
Optum Commercial|OptumHealth $276.83 ↓ -1%
Cigna Commercial|LifeSource $323.95 ↑ +16%
Other Commercial|NTN $353.40 ↑ +27%
LifeTrac Commercial|All Plans $382.85 ↑ +37%
First Health Commercial|All Plans $412.30 ↑ +48%
Health Net Commercial|Interlink $412.30 ↑ +48%
MultiPlan Commercial|All Plans $465.31 ↑ +67%

Visitor-reported prices

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X-ray elbow 2 views (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $95.60 $33.27 – $347.17
Banner Estrella Medical Center Phoenix $88.48 $58.65 – $347.17
Arizona General Hospital Laveen Phoenix $282.36 $30.76 – $494.29
Banner University Medical Center Tucson Tucson $146.70 $58.65 – $409.57
Banner University Medical Center South Tucson $150.61 $51.38 – $409.57
Banner Baywood Medical Center Mesa $97.63 $58.65 – $347.17
Banner Behavioral Health Hospital Scottsdale $198.61 $26.51 – $237.30
Banner Boswell Medical Center Sun City $82.72 $58.65 – $347.17

All Arizona hospitals for this procedure →