Warde hepatitis delta agent antibody at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$81.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$213.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.21 with United vs $106.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $7.21 ↓ -91%
United Commercial|Options PPO $10.30 ↓ -87%
United Commercial|All Other Plans $10.30 ↓ -87%
Care 1st Medicare|All Plans $17.16 ↓ -79%
Aetna Medicare|All Plans $17.16 ↓ -79%
Mercy Care Plan Medicare|All Plans $17.16 ↓ -79%
First Health Medicare|All Plans $17.16 ↓ -79%
Health Choice Medicaid|All Plans $17.16 ↓ -79%
Humana Medicare|All Plans $17.16 ↓ -79%
Optum Medicare|OptumCare $17.16 ↓ -79%
United Medicare|All Other Plans $17.16 ↓ -79%
United Medicare|Dual Complete $17.16 ↓ -79%
Mercy Care Plan Medicaid|All Plans $17.16 ↓ -79%
Cigna Medicare|All Plans $17.16 ↓ -79%
Health Choice Medicare|All Plans $17.16 ↓ -79%
BCBS - AZ Medicare|All Plans $17.16 ↓ -79%
United Medicaid|All Plans $17.59 ↓ -78%
Optum Medicare|OptumHealth $18.88 ↓ -77%
United Commercial|DignityHealthEmployee $20.14 ↓ -75%
Cigna Commercial|Exchange $35.68 ↓ -56%
Cigna Commercial|LocalPlus SureFit $38.13 ↓ -53%
Optum Commercial|OptumHealth $49.82 ↓ -39%
Cigna Commercial|All Other Plans $50.18 ↓ -38%
Aetna Commercial|All Plans $54.02 ↓ -34%
Cigna Commercial|LifeSource $58.30 ↓ -28%
BCBS - AZ Commercial|MaricopaFocus $59.15 ↓ -27%
BCBS - AZ Commercial|Neighborhood $59.15 ↓ -27%
Other Commercial|NTN $63.60 ↓ -22%
LifeTrac Commercial|All Plans $68.90 ↓ -15%
Health Net Commercial|Interlink $74.20 ↓ -9%
First Health Commercial|All Plans $74.20 ↓ -9%
BCBS - AZ Commercial|All Other Plans $78.86 ↓ -3%
MultiPlan Commercial|All Plans $83.74 ↑ +3%
BCBS - AZ Commercial|Workers Comp $106.00 ↑ +30%

Visitor-reported prices

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Warde hepatitis delta agent antibody at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $16.15 $17.16 – $63.75
Banner Estrella Medical Center Phoenix $20.82 $17.16 – $63.75
Arizona General Hospital Laveen Phoenix $48.78 $10.29 – $86.61
Banner University Medical Center Tucson Tucson $18.27 $17.16 – $68.00
Banner University Medical Center South Tucson $11.56 $17.16 – $68.00
Banner Baywood Medical Center Mesa $14.28 $17.16 – $63.75
Banner Boswell Medical Center Sun City $15.55 $17.16 – $68.00
Banner Casa Grande Medical Center Casa Grande $14.45 $17.16 – $63.75

All Arizona hospitals for this procedure →